HSBC vs PAI: Which Is the Better Dividend Stock?
As of August 2026, HSBC (HSBC Holdings plc) screens as the stronger dividend stock, winning 5 of 8 head-to-head metrics. PAI offers the higher yield at 5.27%, HSBC has the higher dividend-safety score, and HSBC trades at the larger discount to fair value (+32%).
| Metric | HSBC | PAI |
|---|---|---|
| Forward yield | 3.66% | 5.27% |
| Annual dividend | $3.75 | $0.63 |
| Payout ratio | 54% | 62% |
| Years of growth | 0 yr | 3 yr |
| 5-yr dividend growth | -13.8% | 0.8% |
| 5-yr total return | 298% | -24% |
| Dividend safety score | 72 (B) | 64 (C) |
| Fair value estimate | $137.12 | $11.98 |
| Upside to fair value | +32% | +0% |
| Frequency | quarterly | monthly |
| Market cap | $357.0B | $113.8M |
| P/E ratio | 14.6 | 11.7 |
Higher yield
PAI
5.27%
Safer dividend
HSBC
Grade B
Faster growth
PAI
0.8%
Better value
HSBC
+32% upside
HSBC vs PAI — FAQ
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