BIGY vs SPYI: Yield, Cost and Returns Compared
As of Nov 9, 2026, BIGY yields more: 12.93% (dividend yield) against 12.33% for SPYI. SPYI is cheaper to own at 0.68% a year vs 1.09%. Over the same months (Nov 2024 to Oct 2026), SPYI returned 13.0% a year with distributions reinvested, and BIGY 11.7%.
BIGYYieldMax Target 12 Big 50 Option Income ETF12.93%dividend yield
SPYINeos S&P 500(R) High Income ETF12.33%dividend yield| Compared | BIGY | SPYI |
|---|---|---|
| YieldDividend yield | 12.93% | 12.33% |
| Expense ratio | 1.09% | 0.68% |
| Total return, 1 yr | +4.6% | +11.9% |
| Total return, 3 yr (a year) | — | +18.0% |
| Worst drop since Nov 2024 | -7.8% | -5.5% |
| Share price since Nov 2024 | −1% | +0% |
| Pays | Monthly | Monthly |
| Issuer | YieldMax | Neos |
| Assets | $31.4M | $12.5B |
| Started | 2024 | 2022 |
| Type | Derivative Income | Derivative Income |
Higher yield
BIGY
12.93%
Lower cost
SPYI
0.68%
Better total return
SPYI
13.0%/yr
Smaller worst drop
SPYI
-5.5%
Key facts: BIGY vs SPYI
Data as of · Source: SmarterDividends data
- As of Nov 9, 2026, BIGY yields 12.93% (dividend yield) and SPYI yields 12.33% (dividend yield).
- BIGY's expense ratio is 1.09% and SPYI's is 0.68%: $109 vs $68 a year on $10,000.
- From Nov 2024 to Oct 2026, $10,000 in BIGY grew to $12,361 (11.7% a year) and $10,000 in SPYI to $12,637 (13.0% a year), distributions reinvested.
- Their worst month-end drops over that time: -7.8% for BIGY and -5.5% for SPYI.
- 9 of BIGY's top ten holdings are also in SPYI's top ten, an overlap of at least 35% of the fund.
Cite this page
SmarterDividends, "BIGY vs SPYI: Yield, Cost and Returns Compared," updated Nov 9, 2026, https://smarterdividends.com/compare/bigy-vs-spyi
$10,000 in each, Nov 2024 to Oct 2026
Distributions reinvested, month-end values, with the S&P 500 for reference.
BIGY became
$12,361
11.7% a year
SPYI became
$12,637
13.0% a year
Top holdings
9 of the top ten overlap, at least 35% of each fund.
BIGY
- AAPL Apple Inc9.2%
- MSFT Microsoft Corp9.1%
- NVDA NVIDIA Corp7.9%
- GOOGL Alphabet Inc Class A7.3%
- AMZN Amazon.com Inc6.2%
- SPCX Space Exploration Technologies Corp Class A4.3%
- TSLA Tesla Inc3.8%
- META Meta Platforms Inc Class A3.7%
- AVGO Broadcom Inc3.6%
- LLY Eli Lilly and Co3.2%
SPYI
- AAPL Apple Inc7.7%
- NVDA NVIDIA Corp7.6%
- MSFT Microsoft Corp5.9%
- AMZN Amazon.com Inc3.6%
- GOOGL Alphabet Inc Class A2.5%
- AVGO Broadcom Inc2.4%
- META Meta Platforms Inc Class A2.0%
- GOOG Alphabet Inc Class C2.0%
- LLY Eli Lilly and Co1.7%
- TSLA Tesla Inc1.7%
BIGY vs SPYI: questions
Is BIGY or SPYI better?
It depends on the job. BIGY pays more today (12.93% vs 12.33%), SPYI costs less, and SPYI has the better total return over Nov 2024 to Oct 2026, with SPYI holding up better in its worst stretch. For income, look at yield and whether the payouts hold up; for growth, total return and drawdowns.
Which pays a higher dividend, BIGY or SPYI?
BIGY, at 12.93% against 12.33% for SPYI as of Nov 9, 2026. On $10,000 that's about $1,293 vs $1,233 a year at today's rates.
Which has the better total return?
SPYI. From Nov 2024 to Oct 2026, it returned 13.0% a year with distributions reinvested, against 11.7% for BIGY. $10,000 became $12,637 vs $12,361.
Which is cheaper, BIGY or SPYI?
SPYI, with a 0.68% expense ratio against 1.09%.
Do BIGY and SPYI hold the same things?
Partly. 9 of their top ten holdings match (AAPL, NVDA, MSFT, AMZN), at least 35% of each fund. Owning both doubles up on those.
Related comparisons
Yields, costs and holdings as each fund reports them (via Yahoo Finance), updated daily; returns from month-end prices with distributions reinvested. SPYI leads on 4 of 5 measures above. For information only, not investment advice. Last fund data: Nov 9, 2026.