SmarterDividends

BITO vs YBTC: Yield, Cost and Returns Compared

As of Nov 7, 2026, YBTC yields more: 57.90% (dividend yield) against 16.18% for BITO. BITO is cheaper to own at 0.95% a year vs 0.95%. Over the same 2 years (Jan 2024 to Oct 2026), BITO returned 17.1% a year with distributions reinvested, and YBTC 5.4%.

ComparedBITOYBTC
YieldDividend yield16.18%57.90%
Expense ratio0.95%0.95%
Total return, 1 yr−32.7%−32.4%
Total return, 3 yr (a year)+22.5%—
Total return, 5 yr (a year)−1.1%—
Worst drop since Jan 2024-51.5%-47.1%
Share price since Jan 2024−50%−65%
PaysMonthlyWeekly
IssuerProSharesRoundhill
Assets$1.5B$131.0M
Started20212024
TypeDigital AssetsDigital Assets

Higher yield

YBTC

57.90%

Lower cost

BITO

0.95%

Better total return

BITO

17.1%/yr

Smaller worst drop

YBTC

-47.1%

Key facts: BITO vs YBTC

Data as of · Source: SmarterDividends data

  • As of Nov 7, 2026, BITO yields 16.18% (dividend yield) and YBTC yields 57.90% (dividend yield).
  • BITO's expense ratio is 0.95% and YBTC's is 0.95%: $95 vs $95 a year on $10,000.
  • From Jan 2024 to Oct 2026, $10,000 in BITO grew to $15,423 (17.1% a year) and $10,000 in YBTC to $11,548 (5.4% a year), distributions reinvested.
  • Their worst month-end drops over that time: -51.5% for BITO and -47.1% for YBTC.
  • 0 of BITO's top ten holdings are also in YBTC's top ten.
Cite this page

SmarterDividends, "BITO vs YBTC: Yield, Cost and Returns Compared," updated Nov 7, 2026, https://smarterdividends.com/compare/bito-vs-ybtc

$10,000 in each, Jan 2024 to Oct 2026

Distributions reinvested, month-end values, with the S&P 500 for reference.

BITO became

$15,423

17.1% a year

YBTC became

$11,548

5.4% a year

Try other dates, monthly additions or more tickers →

Top holdings

No overlap in the top ten.

BITO

  1. IQMM ProShares GENIUS Money Market ETF45.2%

YBTC

  1. FGXXX First American Government Obligs X5.6%

BITO vs YBTC: questions

Is BITO or YBTC better?

It depends on the job. YBTC pays more today (57.90% vs 16.18%), BITO costs less, and BITO has the better total return over Jan 2024 to Oct 2026, with YBTC holding up better in its worst stretch. For income, look at yield and whether the payouts hold up; for growth, total return and drawdowns.

Which pays a higher dividend, BITO or YBTC?

YBTC, at 57.90% against 16.18% for BITO as of Nov 7, 2026. On $10,000 that's about $5,790 vs $1,618 a year at today's rates.

Which has the better total return?

BITO. From Jan 2024 to Oct 2026, it returned 17.1% a year with distributions reinvested, against 5.4% for YBTC. $10,000 became $15,423 vs $11,548.

Which is cheaper, BITO or YBTC?

BITO, with a 0.95% expense ratio against 0.95%.

Do BITO and YBTC hold the same things?

Not at the top: none of their top ten holdings match.

Yields, costs and holdings as each fund reports them (via Yahoo Finance), updated daily; returns from month-end prices with distributions reinvested. YBTC leads on 3 of 4 measures above. For information only, not investment advice. Last fund data: Nov 7, 2026.