BMRC vs MA: Which Is the Better Dividend Stock?
As of Oct 18, 2026, MA (Mastercard Incorporated) screens as the stronger dividend stock, winning 6 of 8 head-to-head metrics. BMRC offers the higher yield at 3.79%, MA has the higher dividend-safety score, and BMRC looks like the better value (its fair-value estimate is 3% above its share price).
Key facts: BMRC vs MA
Data as of · Source: SmarterDividends data
- As of Oct 18, 2026, Bank of Marin Bancorp (BMRC) has the higher forward dividend yield at 3.79%, versus 0.56% for Mastercard Incorporated (MA).
- As of Oct 18, 2026, SmarterDividends grades BMRC's dividend safety A (83/100) and MA's A (89/100).
- By SmarterDividends' count as of Oct 18, 2026, BMRC has raised its dividend for 0 consecutive years and MA for 14.
- As of Oct 18, 2026, BMRC pays out 161% of its earnings as dividends and MA pays out 18%.
- As of Oct 18, 2026, BMRC's fair-value estimate is 3% above its share price and MA's fair-value estimate is 23% below its share price, so BMRC looks like the better value of the two on SmarterDividends' blended model.
Cite this page
SmarterDividends, "BMRC vs MA: Dividend Yield, Safety & Value Compared," updated Oct 18, 2026, https://smarterdividends.com/compare/bmrc-vs-ma
| Metric | BMRC | MA |
|---|---|---|
| Forward yield | 3.79% | 0.56% |
| Annual dividend | $1.00 | $3.48 |
| Payout ratio | 161% | 18% |
| Years of growth | 0 yr | 14 yr |
| 5-yr dividend growth | 1.7% | 13.7% |
| 5-yr total return | -24% | 96% |
| Dividend safety score | 83 (A) | 89 (A) |
| Fair value estimate | $27.18 | $474.95 |
| Upside to fair value | +3% | -23% |
| Frequency | quarterly | quarterly |
| Market cap | $427.7M | $540.9B |
| P/E ratio | — | 34.0 |
Higher yield
BMRC
3.79%
Safer dividend
MA
Grade A
Faster growth
MA
13.7%
Better value
BMRC
+3% upside
BMRC vs MA — FAQ
Is BMRC or MA a better dividend stock?
On the data, MA wins more head-to-head categories (6 vs 2). BMRC offers the higher yield (3.79%), while MA has the stronger dividend-safety score. The right pick depends on whether you prioritise income, safety or value.
Which has a higher dividend yield, BMRC or MA?
BMRC has the higher forward dividend yield at 3.79%, versus 0.56% for MA.
Is BMRC or MA safer?
MA has the higher dividend-safety score (89/100 vs 83/100), reflecting stronger payout coverage and dividend-growth history.
Is BMRC or MA better value right now?
As of Oct 18, 2026, BMRC looks like the better value: its fair-value estimate is 3% above its share price (fairly valued). For MA, its fair-value estimate is 23% below its share price.
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See more dividend stock comparisons · data refreshes daily · for informational purposes only, not investment advice.


