BTZ vs HSBC: Which Is the Better Dividend Stock?
As of Oct 18, 2026, HSBC (HSBC Holdings plc) screens as the stronger dividend stock, winning 5 of 7 head-to-head metrics. BTZ offers the higher yield at 10.65%, HSBC has the higher dividend-safety score, and HSBC looks like the better value (its fair-value estimate is 44% above its share price).
Key facts: BTZ vs HSBC
Data as of · Source: SmarterDividends data
- As of Oct 18, 2026, BlackRock Credit Allocation Income Trust (BTZ) has the higher forward dividend yield at 10.65%, versus 3.97% for HSBC Holdings plc (HSBC).
- As of Oct 18, 2026, SmarterDividends grades BTZ's dividend safety C (64/100) and HSBC's B (72/100).
- As of Oct 18, 2026, BTZ pays out 162% of its earnings as dividends and HSBC pays out 54%.
- As of Oct 18, 2026, BTZ's fair-value estimate is 15% above its share price and HSBC's fair-value estimate is 44% above its share price, so HSBC looks like the better value of the two on SmarterDividends' blended model.
Cite this page
SmarterDividends, "BTZ vs HSBC: Dividend Yield, Safety & Value Compared," updated Oct 18, 2026, https://smarterdividends.com/compare/btz-vs-hsbc
| Metric | BTZ | HSBC |
|---|---|---|
| Forward yield | 10.65% | 3.97% |
| Annual dividend | $1.01 | $3.75 |
| Payout ratio | 162% | 54% |
| Years of growth | 0 yr | 0 yr |
| 5-yr dividend growth | 0.0% | -13.8% |
| 5-yr total return | -37% | 242% |
| Dividend safety score | 64 (C) | 72 (B) |
| Fair value estimate | $10.90 | $135.99 |
| Upside to fair value | +15% | +44% |
| Frequency | monthly | quarterly |
| Market cap | $881.9M | $323.4B |
| P/E ratio | 15.2 | 13.5 |
Higher yield
BTZ
10.65%
Safer dividend
HSBC
Grade B
Faster growth
BTZ
0.0%
Better value
HSBC
+44% upside
BTZ vs HSBC — FAQ
Is BTZ or HSBC a better dividend stock?
On the data, HSBC wins more head-to-head categories (5 vs 2). BTZ offers the higher yield (10.65%), while HSBC has the stronger dividend-safety score. The right pick depends on whether you prioritise income, safety or value.
Which has a higher dividend yield, BTZ or HSBC?
BTZ has the higher forward dividend yield at 10.65%, versus 3.97% for HSBC.
Is BTZ or HSBC safer?
HSBC has the higher dividend-safety score (72/100 vs 64/100), reflecting stronger payout coverage and dividend-growth history.
Is BTZ or HSBC better value right now?
As of Oct 18, 2026, HSBC looks like the better value: its fair-value estimate is 44% above its share price (undervalued). For BTZ, its fair-value estimate is 15% above its share price.
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See more dividend stock comparisons · data refreshes daily · for informational purposes only, not investment advice.