CAT vs USEA: Which Is the Better Dividend Stock?
As of Oct 27, 2026, CAT (Caterpillar Inc.) screens as the stronger dividend stock, winning 4 of 6 head-to-head metrics. USEA offers the higher yield at 16.16%, CAT has the higher dividend-safety score, and USEA looks like the better value (its fair-value estimate is 162% above its share price).
Key facts: CAT vs USEA
Data as of · Source: SmarterDividends data
- As of Oct 27, 2026, United Maritime Corporation (USEA) has the higher forward dividend yield at 16.16%, versus 0.94% for Caterpillar Inc. (CAT).
- As of Oct 27, 2026, SmarterDividends grades CAT's dividend safety A (92/100) and USEA's D (48/100).
- By SmarterDividends' count as of Oct 27, 2026, CAT has raised its dividend for 32 consecutive years and USEA for 0.
- As of Oct 27, 2026, CAT pays out 26% of its earnings as dividends and USEA pays out 39%.
- As of Oct 27, 2026, CAT's fair-value estimate is 45% below its share price and USEA's fair-value estimate is 162% above its share price, so USEA looks like the better value of the two on SmarterDividends' blended model.
Cite this page
SmarterDividends, "CAT vs USEA: Dividend Yield, Safety & Value Compared," updated Oct 27, 2026, https://smarterdividends.com/compare/cat-vs-usea
| Metric | CAT | USEA |
|---|---|---|
| Forward yield | 0.94% | 16.16% |
| Annual dividend | $6.52 | $0.40 |
| Payout ratio | 26% | 39% |
| Years of growth | 32 yr | 0 yr |
| 5-yr dividend growth | 7.2% | — |
| 5-yr total return | 255% | — |
| Dividend safety score | 92 (A) | 48 (D) |
| Fair value estimate | $377.48 | $6.44 |
| Upside to fair value | -45% | +162% |
| Frequency | quarterly | quarterly |
| Market cap | $318.2B | $23.5M |
| P/E ratio | 29.8 | — |
Higher yield
USEA
16.16%
Safer dividend
CAT
Grade A
Faster growth
CAT
7.2%
Better value
USEA
+162% upside
CAT vs USEA — FAQ
Is CAT or USEA a better dividend stock?
On the data, CAT wins more head-to-head categories (4 vs 2). USEA offers the higher yield (16.16%), while CAT has the stronger dividend-safety score. The right pick depends on whether you prioritise income, safety or value.
Which has a higher dividend yield, CAT or USEA?
USEA has the higher forward dividend yield at 16.16%, versus 0.94% for CAT.
Is CAT or USEA safer?
CAT has the higher dividend-safety score (92/100 vs 48/100), reflecting stronger payout coverage and dividend-growth history.
Is CAT or USEA better value right now?
As of Oct 27, 2026, USEA looks like the better value: its fair-value estimate is 162% above its share price (undervalued). For CAT, its fair-value estimate is 45% below its share price.
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See more dividend stock comparisons · data refreshes daily · for informational purposes only, not investment advice.