COF vs HSBC: Which Is the Better Dividend Stock?
As of July 2026, HSBC (HSBC Holdings plc) screens as the stronger dividend stock, winning 6 of 8 head-to-head metrics. HSBC offers the higher yield at 3.73%, HSBC has the higher dividend-safety score, and HSBC trades at the larger discount to fair value (+27%).
| Metric | COF | HSBC |
|---|---|---|
| Forward yield | 1.54% | 3.73% |
| Annual dividend | $3.20 | $3.75 |
| Payout ratio | 86% | 62% |
| Years of growth | 1 yr | 0 yr |
| 5-yr dividend growth | 21.1% | -13.8% |
| 5-yr total return | 25% | 281% |
| Dividend safety score | 65 (C) | 70 (B) |
| Fair value estimate | $90.61 | $127.75 |
| Upside to fair value | -56% | +27% |
| Frequency | quarterly | quarterly |
| Market cap | $127.4B | $339.6B |
| P/E ratio | 64.0 | 16.6 |
Higher yield
HSBC
3.73%
Safer dividend
HSBC
Grade B
Faster growth
COF
21.1%
Better value
HSBC
+27% upside
COF vs HSBC — FAQ
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