COF vs MA: Which Is the Better Dividend Stock?
As of September 2026, COF and MA are closely matched. COF offers the higher yield at 1.58%, MA has the higher dividend-safety score, and COF trades at the larger discount to fair value (+63%).
| Metric | COF | MA |
|---|---|---|
| Forward yield | 1.58% | 0.62% |
| Annual dividend | $3.20 | $3.48 |
| Payout ratio | 17% | 18% |
| Years of growth | 1 yr | 14 yr |
| 5-yr dividend growth | 21.1% | 13.7% |
| 5-yr total return | 34% | 68% |
| Dividend safety score | 73 (B) | 88 (A) |
| Fair value estimate | $329.96 | $574.22 |
| Upside to fair value | +63% | +2% |
| Frequency | quarterly | quarterly |
| Market cap | $124.2B | $495.2B |
| P/E ratio | 11.1 | 31.1 |
Higher yield
COF
1.58%
Safer dividend
MA
Grade A
Faster growth
COF
21.1%
Better value
COF
+63% upside
COF vs MA — FAQ
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