COF vs JPM: Which Is the Better Dividend Stock?
As of Nov 5, 2026, JPM (JPMorgan Chase & Co.) screens as the stronger dividend stock, winning 5 of 8 head-to-head metrics. JPM offers the higher yield at 1.87%, JPM has the higher dividend-safety score, and COF looks like the better value (its fair-value estimate is 13% above its share price).
Key facts: COF vs JPM
Data as of · Source: SmarterDividends data
- As of Nov 5, 2026, JPMorgan Chase & Co. (JPM) has the higher forward dividend yield at 1.87%, versus 1.55% for Capital One Financial Corporation (COF).
- As of Nov 5, 2026, SmarterDividends grades COF's dividend safety B (73/100) and JPM's A (82/100).
- By SmarterDividends' count as of Nov 5, 2026, COF has raised its dividend for 1 consecutive years and JPM for 15.
- As of Nov 5, 2026, COF pays out 20% of its earnings as dividends and JPM pays out 26%.
- As of Nov 5, 2026, COF's fair-value estimate is 13% above its share price and JPM's fair-value estimate is 7% above its share price, so COF looks like the better value of the two on SmarterDividends' blended model.
Cite this page
SmarterDividends, "COF vs JPM: Dividend Yield, Safety & Value Compared," updated Nov 5, 2026, https://smarterdividends.com/compare/cof-vs-jpm
| Metric | COF | JPM |
|---|---|---|
| Forward yield | 1.55% | 1.87% |
| Annual dividend | $3.20 | $6.60 |
| Payout ratio | 20% | 26% |
| Years of growth | 1 yr | 15 yr |
| 5-yr dividend growth | 21.1% | 9.0% |
| 5-yr total return | 46% | 112% |
| Dividend safety score | 73 (B) | 82 (A) |
| Fair value estimate | $232.56 | $364.60 |
| Upside to fair value | +13% | +7% |
| Frequency | quarterly | quarterly |
| Market cap | $123.4B | $906.8B |
| P/E ratio | 12.6 | 14.3 |
Higher yield
JPM
1.87%
Safer dividend
JPM
Grade A
Faster growth
COF
21.1%
Better value
COF
+13% upside
COF vs JPM — FAQ
Is COF or JPM a better dividend stock?
On the data, JPM wins more head-to-head categories (5 vs 3). JPM offers the higher yield (1.87%), while JPM has the stronger dividend-safety score. The right pick depends on whether you prioritise income, safety or value.
Which has a higher dividend yield, COF or JPM?
JPM has the higher forward dividend yield at 1.87%, versus 1.55% for COF.
Is COF or JPM safer?
JPM has the higher dividend-safety score (82/100 vs 73/100), reflecting stronger payout coverage and dividend-growth history.
Is COF or JPM better value right now?
As of Nov 5, 2026, COF looks like the better value: its fair-value estimate is 13% above its share price (fairly valued). For JPM, its fair-value estimate is 7% above its share price.
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See more dividend stock comparisons · data refreshes daily · for informational purposes only, not investment advice.