SmarterDividends
COF

Capital One Financial (COF) Dividend

Capital One Financial Corporation · Financial Services · Credit Services · quarterly payer

$205.08

Fairly valued · +13% Add to Portfolio

As of Nov 5, 2026, Capital One Financial (COF) pays a quarterly dividend of $0.80 per share, or $3.20 a year, a 1.55% yield at its $205.08 share price. It pays every quarter, usually in March, June, September and December. It has a dividend safety grade of B.

Forward Yield

1.55%

Annual Dividend

$3.20

Payout Ratio

20%

5-Yr Growth

21.1%

Ex-Date

Aug 17, 2026

Frequency

Quarterly

Key facts about COF's dividend

Data as of · Source: SmarterDividends data

  • As of Nov 5, 2026, Capital One Financial Corporation (COF) has a forward dividend yield of 1.55%, based on an annual dividend of $3.20 per share and a share price of $205.08.
  • As of Nov 5, 2026, COF's dividend safety grade from SmarterDividends is B (73 out of 100), which rates the dividend as safe.
  • COF last cut its regular dividend in 2020.
  • COF's most recent ex-dividend date was Aug 17, 2026, for a dividend of $0.80 per share.
  • As of Nov 5, 2026, COF pays out 20% of its trailing 12-month earnings as dividends (its payout ratio).
  • COF's dividend has grown at an average rate of 21.1% a year over the past five years.
  • As of Nov 5, 2026, COF's 1.55% yield is 13% below its five-year average yield of 1.78%.
  • As of Nov 5, 2026, SmarterDividends' blended fair-value estimate for COF is $232.56 per share, 13% above the $205.08 share price, so COF screens as fairly valued.
  • Capital One Financial Corporation (COF) pays its dividend quarterly, 4 times a year.
  • Capital One Financial Corporation (COF) has raised its regular dividend 9 times and cut it 5 times across the 126 payments on record since 1995. Its most recent change was a 33.3% increase to $0.800 per share, going ex-dividend on Nov 17, 2025. The last cut went ex-dividend on Aug 7, 2020.
Cite this page

SmarterDividends, "COF Dividend: Yield, Safety Grade & Next Ex-Date," updated Nov 5, 2026, https://smarterdividends.com/stocks/COF

Is COF a good dividend stock?

Yes, with caveats

Capital One Financial Corporation (COF) pays a quarterly dividend yielding 1.55% ($3.20/yr), with 1 year of growth and a dividend-safety grade of B. It's a solid income payer, but check the caveats below before buying.

Advantages

  • Comfortable payout ratio (20%)
  • Strong 21.1% 5-yr dividend growth
  • 46% total price return over 5 years

Risks

  • Cut its dividend in 2020

Key Data

Dividend Yield
1.55%
Payout Ratio
20%
Annual Dividend
$3.20
5-Yr Avg Growth
21.1%
Ex-Dividend Date
Aug 17, 2026
Years of Growth
1
Frequency
quarterly
Beta
1.09
Market Cap
$123.4B
P/E Ratio
12.6
5-Yr Total Return
46%
52-Week Range
$174.24 – $259.64
Dividend Safety
B · 73/100
Ever Cut?
Yes (2020)

COF dividend raises and cuts

Capital One Financial Corporation (COF) has raised its regular dividend 9 times and cut it 5 times across the 126 payments on record since 1995. Its most recent change was a 33.3% increase to $0.800 per share, going ex-dividend on Nov 17, 2025. The last cut went ex-dividend on Aug 7, 2020.

Ex-dateChangeOld → newMove
Nov 17, 2025Raise$0.600 → $0.800+33.3%
Nov 12, 2021Raise$0.400 → $0.600+50.0%
Feb 16, 2021Raise$0.100 → $0.400+300.0%
Aug 7, 2020Cut$0.400 → $0.100−75.0%
May 7, 2015Raise$0.300 → $0.400+33.3%
May 9, 2013Raise$0.0500 → $0.300+500.0%
May 7, 2009Cut$0.375 → $0.0500−86.7%
Feb 7, 2008Raise$0.0270 → $0.375+1288.9%
Feb 8, 2005Cut$0.0280 → $0.0270−3.6%
Nov 5, 2003Raise$0.0270 → $0.0280+3.7%
Feb 6, 2003Cut$0.0280 → $0.0270−3.6%
Nov 6, 2002Raise$0.0270 → $0.0280+3.7%
Show all 14 changes since 1999
Ex-dateChangeOld → newMove
Nov 16, 1999Cut$0.0280 → $0.0270−3.6%
Aug 10, 1999Raise$0.0267 → $0.0280+5.0%
Every COF payment →Download every raise and cut (CSV)
COF ex-dividend date & scheduleNext ex-date Aug 17, 2026 · full ex-dividend historyView →COF dividend historyEvery payment, totals by year, raises and cutsView →COF dividend calculator100 shares pay $320.00 a year, $80.00 each quarterCalculate →COF total return calculatorWhat $10,000 became, with dividends reinvested or taken as cashSee →

Frequently Asked Questions

Is COF a good dividend stock?

Yes, with caveats. Capital One Financial Corporation (COF) pays a quarterly dividend yielding 1.55% ($3.20/yr), with 1 year of growth and a dividend-safety grade of B. It's a solid income payer, but check the caveats below before buying.

Is COF undervalued?

Based on a blend of discounted cash flow, a dividend-discount model and an earnings-multiple estimate, COF's fair value is about $232.56 versus a $205.08 share price — so it looks fairly valued (+13% vs. fair value).

Is COF's dividend safe?

COF has a dividend-safety grade of B (73/100), based on its payout coverage, free-cash-flow, 1-year growth streak, a dividend cut in 2020, debt and yield-versus-history.

What is COF's fair value?

Our blended fair-value estimate for COF is about $232.56 per share, roughly 13% above the current $205.08 price — combining a discounted cash flow, a dividend-discount model and an earnings multiple.

Is COF a buy, hold, or sell?

We don't issue formal ratings, but on the data COF screens as "yes, with caveats" and fairly valued. Capital One Financial Corporation (COF) pays a quarterly dividend yielding 1.55% ($3.20/yr), with 1 year of growth and a dividend-safety grade of B. It's a solid income payer, but check the caveats below before buying. This is research for your own analysis, not investment advice.

Will COF cut its dividend?

COF earns a dividend-safety grade of B (73/100), and has cut its dividend before (last in 2020). A higher score means lower cut risk based on payout coverage, cash flow and history — but no score guarantees a dividend.

Does COF pay a dividend?

Yes. Capital One Financial Corporation pays a quarterly dividend of about $3.20 per share annually, a forward yield of roughly 1.55%.

How much dividend does 100 shares of COF pay?

At $3.20 per share a year, 100 shares of COF pay $320.00 a year in dividends before tax, about $80.00 each quarter. Buying them costs about $20,508 at the Nov 5, 2026 price.

What is COF's dividend yield?

As of Nov 5, 2026, COF's forward dividend yield is 1.55%, based on a $3.20 annual dividend and a $205.08 share price.

What is COF's dividend per share?

As of Nov 5, 2026, COF pays $3.20 per share per year, distributed on a quarterly basis.

What is COF's dividend payout ratio?

As of Nov 5, 2026, COF's payout ratio is 20% of trailing 12-month earnings — a comfortable level that leaves room to keep raising the dividend.

How many years has COF grown its dividend?

As of Nov 5, 2026, COF has increased its dividend for 1 consecutive years.

When is the next COF ex-dividend date?

As of Nov 5, 2026, COF's next ex-dividend date hasn't been announced. The most recent was Aug 17, 2026, for $0.80 per share.

Income Calculator

At $3.20 / yr per share

Per payment (quarterly)$80.00
Annual$320.00
Monthly avg$26.67
Full COF dividend calculator →

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