Capital One Financial (COF) Total Return Calculator
$10,000 since Dec 2007, with and without reinvesting · data through Oct 2026
$10,000 invested in Capital One Financial (COF) ten years ago, at the end of Oct 2016, was worth $32,929 at the end of Oct 2026 with every dividend reinvested: 12.7% a year, against $41,633 in the S&P 500. Since Dec 2007, $10,000 became $59,653 reinvested (9.9% a year), or $49,494 taking the dividends as cash, $6,148 of it paid out along the way.
COF became
$59,653
S&P 500: $72,756
Return a year
9.9%
S&P 500: 11.1%
Payouts reinvested
$7,547
bought more shares
Worst drop
-76.6%
S&P 500: -48.2%
$10,000, Dec 2007 to Oct 2026
Payouts reinvested · S&P 500 reinvested
| Year | COF total return | Paid out | S&P 500 |
|---|---|---|---|
| 2026 (part) | −14.5% | $673 | +11.7% |
| 2025 | +37.6% | $759 | +17.7% |
| 2024 | +38.2% | $702 | +24.9% |
| 2023 | +44.3% | $677 | +26.2% |
| 2022 | −34.6% | $669 | −18.2% |
| 2021 | +49.3% | $692 | +28.7% |
| 2020 | −2.7% | $266 | +18.3% |
| 2019 | +38.6% | $414 | +31.2% |
| 2018 | −22.8% | $421 | −4.6% |
| 2017 | +16.3% | $403 | +21.7% |
| 2016 | +23.8% | $428 | +12.0% |
| 2015 | −10.9% | $354 | +1.2% |
| 2014 | +9.4% | $296 | +13.5% |
| 2013 | +34.2% | $217 | +32.3% |
| 2012 | +37.5% | $53 | +16.0% |
| 2011 | −0.2% | $55 | +1.9% |
| 2010 | +11.6% | $51 | +15.1% |
| 2009 | +24.1% | $116 | +26.4% |
| 2008 | −30.3% | $302 | −36.8% |
"Paid out" is what your holding received that year. Month-end prices; no costs or taxes.
Key facts: COF total return
Data as of · Source: SmarterDividends data
- $10,000 invested in Capital One Financial (COF) at the end of Dec 2007, with dividends reinvested, was worth $59,653 at the end of Oct 2026: 9.9% a year, against $72,756 (11.1% a year) in the S&P 500.
- Over the 10 years to Oct 2026, COF turned $10,000 into $32,929 with dividends reinvested, 12.7% a year.
- Over the 5 years to Oct 2026, COF returned 8.2% a year with dividends reinvested (S&P 500: 12.0%).
- Taking COF's dividends as cash instead of reinvesting them, the same $10,000 ended at $49,494, including $6,148 of cash received; reinvesting added $10,160.
- COF's best calendar year in that time was 2021 (49.3%) and its worst 2022 (-34.6%), with dividends reinvested.
Cite this page
SmarterDividends, "Capital One Financial (COF) Total Return Calculator," updated Nov 5, 2026, https://smarterdividends.com/stocks/COF/total-return
COF total return questions
If I invested $10,000 in COF 10 years ago, how much would I have?
About $32,929 at the end of Oct 2026, with every dividend reinvested: 12.7% a year. Taking them as cash, you'd have shares worth $27,667 or so plus the cash you received. The same $10,000 in the S&P 500 became $41,633.
What is COF's total return since Dec 2007?
497% in total, or 9.9% a year, through Oct 2026 with dividends reinvested. The share price alone rose 333%.
How much of COF's return came from dividends?
About 19% of its yearly return since Dec 2007. Reinvesting them, rather than taking cash, left you $10,160 better off on a $10,000 start.
What was COF's worst year?
2022, at -34.6% with dividends reinvested (S&P 500: -18.2%). Its deepest fall from a peak, on month-end values, was -76.6%.
How is total return calculated here?
From month-end prices: the adjusted price counts every dividend reinvested in the month it was paid; the plain price doesn't. The S&P 500 is SPY with its dividends reinvested. No trading costs or taxes.