COF vs V: Which Is the Better Dividend Stock?
As of Nov 5, 2026, COF (Capital One Financial Corporation) screens as the stronger dividend stock, winning 5 of 8 head-to-head metrics. COF offers the higher yield at 1.55%, V has the higher dividend-safety score, and COF looks like the better value (its fair-value estimate is 13% above its share price).
Key facts: COF vs V
Data as of · Source: SmarterDividends data
- As of Nov 5, 2026, Capital One Financial Corporation (COF) has the higher forward dividend yield at 1.55%, versus 0.71% for Visa Inc. (V).
- As of Nov 5, 2026, SmarterDividends grades COF's dividend safety B (73/100) and V's A (93/100).
- By SmarterDividends' count as of Nov 5, 2026, COF has raised its dividend for 1 consecutive years and V for 17.
- As of Nov 5, 2026, COF pays out 20% of its earnings as dividends and V pays out 22%.
- As of Nov 5, 2026, COF's fair-value estimate is 13% above its share price and V's fair-value estimate is 25% below its share price, so COF looks like the better value of the two on SmarterDividends' blended model.
Cite this page
SmarterDividends, "COF vs V: Dividend Yield, Safety & Value Compared," updated Nov 5, 2026, https://smarterdividends.com/compare/cof-vs-v
| Metric | COF | V |
|---|---|---|
| Forward yield | 1.55% | 0.71% |
| Annual dividend | $3.20 | $3.12 |
| Payout ratio | 20% | 22% |
| Years of growth | 1 yr | 17 yr |
| 5-yr dividend growth | 21.1% | 14.9% |
| 5-yr total return | 46% | 113% |
| Dividend safety score | 73 (B) | 93 (A) |
| Fair value estimate | $232.56 | $321.86 |
| Upside to fair value | +13% | -25% |
| Frequency | quarterly | quarterly |
| Market cap | $123.4B | $804.3B |
| P/E ratio | 12.6 | 34.9 |
Higher yield
COF
1.55%
Safer dividend
V
Grade A
Faster growth
COF
21.1%
Better value
COF
+13% upside
COF vs V — FAQ
Is COF or V a better dividend stock?
On the data, COF wins more head-to-head categories (5 vs 3). COF offers the higher yield (1.55%), while V has the stronger dividend-safety score. The right pick depends on whether you prioritise income, safety or value.
Which has a higher dividend yield, COF or V?
COF has the higher forward dividend yield at 1.55%, versus 0.71% for V.
Is COF or V safer?
V has the higher dividend-safety score (93/100 vs 73/100), reflecting stronger payout coverage and dividend-growth history.
Is COF or V better value right now?
As of Nov 5, 2026, COF looks like the better value: its fair-value estimate is 13% above its share price (fairly valued). For V, its fair-value estimate is 25% below its share price.
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See more dividend stock comparisons · data refreshes daily · for informational purposes only, not investment advice.