DIA vs SCHV: Yield, Cost and Returns Compared
As of Nov 5, 2026, SCHV yields more: 1.81% (dividend yield) against 1.38% for DIA. SCHV is cheaper to own at 0.04% a year vs 0.16%. Over the same 16 years (Dec 2009 to Oct 2026), DIA returned 12.3% a year with distributions reinvested, and SCHV 11.6%.
DIAState Street SPDR Dow Jones Industrial Average ETF Trust1.38%dividend yield| Compared | DIA | SCHV |
|---|---|---|
| YieldDividend yield | 1.38% | 1.81% |
| Expense ratio | 0.16% | 0.04% |
| Total return, 1 yr | +10.3% | +22.2% |
| Total return, 3 yr (a year) | +18.0% | +21.2% |
| Total return, 5 yr (a year) | +9.5% | +10.4% |
| Total return, 10 yr (a year) | +13.2% | +11.5% |
| Worst drop since Dec 2009 | -22.6% | -25.6% |
| Share price since Dec 2009 | +397% | +312% |
| Pays | Monthly | Quarterly |
| Issuer | State Street Investment Management | Schwab |
| Assets | $45.1B | $15.7B |
| Started | 1998 | 2009 |
| Type | Large Value | Large Value |
Higher yield
SCHV
1.81%
Lower cost
SCHV
0.04%
Better total return
DIA
12.3%/yr
Smaller worst drop
DIA
-22.6%
Key facts: DIA vs SCHV
Data as of · Source: SmarterDividends data
- As of Nov 5, 2026, DIA yields 1.38% (dividend yield) and SCHV yields 1.81% (dividend yield).
- DIA's expense ratio is 0.16% and SCHV's is 0.04%: $16 vs $4 a year on $10,000.
- From Dec 2009 to Oct 2026, $10,000 in DIA grew to $70,879 (12.3% a year) and $10,000 in SCHV to $63,893 (11.6% a year), distributions reinvested.
- Their worst month-end drops over that time: -22.6% for DIA and -25.6% for SCHV.
- 1 of DIA's top ten holdings are also in SCHV's top ten, an overlap of at least 3% of the fund.
Cite this page
SmarterDividends, "DIA vs SCHV: Yield, Cost and Returns Compared," updated Nov 5, 2026, https://smarterdividends.com/compare/dia-vs-schv
$10,000 in each, Dec 2009 to Oct 2026
Distributions reinvested, month-end values, with the S&P 500 for reference.
DIA became
$70,879
12.3% a year
SCHV became
$63,893
11.6% a year
Year by year
| Year | DIA | SCHV |
|---|---|---|
| 2025 | +14.7% | +16.0% |
| 2024 | +14.8% | +14.1% |
| 2023 | +16.0% | +8.9% |
| 2022 | −7.0% | −7.6% |
| 2021 | +20.8% | +25.5% |
| 2020 | +9.6% | +2.6% |
| 2019 | +25.0% | +25.9% |
| 2018 | −3.7% | −7.3% |
| 2017 | +28.1% | +15.7% |
| 2016 | +16.4% | +18.2% |
| 2015 | +0.1% | −1.0% |
| 2014 | +9.8% | +10.9% |
| 2013 | +29.6% | +31.1% |
| 2012 | +9.9% | +14.9% |
| 2011 | +8.1% | +3.5% |
| 2010 | +14.0% | +14.8% |
Total return each calendar year, distributions reinvested.
Top holdings
1 of the top ten overlap, at least 3% of each fund.
DIA
- GS The Goldman Sachs Group Inc10.3%
- CAT Caterpillar Inc7.1%
- MSFT Microsoft Corp6.0%
- AMGN Amgen Inc5.3%
- V Visa Inc Class A4.7%
- UNH UnitedHealth Group Inc4.7%
- TRV The Travelers Companies Inc4.5%
- AAPL Apple Inc4.0%
- JPM JPMorgan Chase & Co3.9%
- SHW Sherwin-Williams Co3.8%
SCHV
- BRK-B Berkshire Hathaway Inc Class B3.3%
- JPM JPMorgan Chase & Co2.9%
- XOM ExxonMobil Holdings Corp2.5%
- JNJ Johnson & Johnson2.2%
- WMT Walmart Inc1.8%
- ABBV AbbVie Inc1.7%
- CVX Chevron Corp1.5%
- CSCO Cisco Systems Inc1.4%
- PG Procter & Gamble Co1.2%
- MRK Merck & Co Inc1.2%
DIA vs SCHV: questions
Is DIA or SCHV better?
It depends on the job. SCHV pays more today (1.81% vs 1.38%), SCHV costs less, and DIA has the better total return over Dec 2009 to Oct 2026, with DIA holding up better in its worst stretch. For income, look at yield and whether the payouts hold up; for growth, total return and drawdowns.
Which pays a higher dividend, DIA or SCHV?
SCHV, at 1.81% against 1.38% for DIA as of Nov 5, 2026. On $10,000 that's about $181 vs $138 a year at today's rates.
Which has the better total return?
DIA. From Dec 2009 to Oct 2026, it returned 12.3% a year with distributions reinvested, against 11.6% for SCHV. $10,000 became $70,879 vs $63,893.
Which is cheaper, DIA or SCHV?
SCHV, with a 0.04% expense ratio against 0.16%.
Do DIA and SCHV hold the same things?
Partly. 1 of their top ten holdings match (JPM), at least 3% of each fund. Owning both doubles up on those.
Yields, costs and holdings as each fund reports them (via Yahoo Finance), updated daily; returns from month-end prices with distributions reinvested. SCHV leads on 5 of 8 measures above. For information only, not investment advice. Last fund data: Nov 5, 2026.