DJIA vs SPYI: Yield, Cost and Returns Compared
As of Nov 5, 2026, SPYI yields more: 12.20% (dividend yield) against 9.93% for DJIA. DJIA is cheaper to own at 0.60% a year vs 0.68%. Over the same 4 years (Aug 2022 to Oct 2026), SPYI returned 14.8% a year with distributions reinvested, and DJIA 10.4%.
SPYINeos S&P 500(R) High Income ETF12.20%dividend yield| Compared | DJIA | SPYI |
|---|---|---|
| YieldDividend yield | 9.93% | 12.20% |
| Expense ratio | 0.60% | 0.68% |
| Total return, 1 yr | +12.6% | +11.9% |
| Total return, 3 yr (a year) | +12.4% | +18.0% |
| Worst drop since Aug 2022 | -6.8% | -7.8% |
| Share price since Aug 2022 | +2% | +7% |
| Pays | Monthly | Monthly |
| Issuer | Global X | Neos |
| Assets | $213.0M | $12.5B |
| Started | 2022 | 2022 |
| Type | Derivative Income | Derivative Income |
Higher yield
SPYI
12.20%
Lower cost
DJIA
0.60%
Better total return
SPYI
14.8%/yr
Smaller worst drop
DJIA
-6.8%
Key facts: DJIA vs SPYI
Data as of · Source: SmarterDividends data
- As of Nov 5, 2026, DJIA yields 9.93% (dividend yield) and SPYI yields 12.20% (dividend yield).
- DJIA's expense ratio is 0.60% and SPYI's is 0.68%: $60 vs $68 a year on $10,000.
- From Aug 2022 to Oct 2026, $10,000 in DJIA grew to $15,128 (10.4% a year) and $10,000 in SPYI to $17,743 (14.8% a year), distributions reinvested.
- Their worst month-end drops over that time: -6.8% for DJIA and -7.8% for SPYI.
- 2 of DJIA's top ten holdings are also in SPYI's top ten, an overlap of at least 10% of the fund.
Cite this page
SmarterDividends, "DJIA vs SPYI: Yield, Cost and Returns Compared," updated Nov 5, 2026, https://smarterdividends.com/compare/djia-vs-spyi
$10,000 in each, Aug 2022 to Oct 2026
Distributions reinvested, month-end values, with the S&P 500 for reference.
DJIA became
$15,128
10.4% a year
SPYI became
$17,743
14.8% a year
Year by year
| Year | DJIA | SPYI |
|---|---|---|
| 2025 | +9.2% | +16.7% |
| 2024 | +14.5% | +19.0% |
| 2023 | +9.2% | +18.1% |
Total return each calendar year, distributions reinvested.
Top holdings
2 of the top ten overlap, at least 10% of each fund.
DJIA
- GS The Goldman Sachs Group Inc10.4%
- CAT Caterpillar Inc7.2%
- MSFT Microsoft Corp6.1%
- AMGN Amgen Inc5.4%
- V Visa Inc Class A4.8%
- UNH UnitedHealth Group Inc4.7%
- TRV The Travelers Companies Inc4.6%
- AAPL Apple Inc4.0%
- JPM JPMorgan Chase & Co3.9%
- SHW Sherwin-Williams Co3.9%
SPYI
- AAPL Apple Inc7.7%
- NVDA NVIDIA Corp7.6%
- MSFT Microsoft Corp5.9%
- AMZN Amazon.com Inc3.6%
- GOOGL Alphabet Inc Class A2.5%
- AVGO Broadcom Inc2.4%
- META Meta Platforms Inc Class A2.0%
- GOOG Alphabet Inc Class C2.0%
- LLY Eli Lilly and Co1.7%
- TSLA Tesla Inc1.7%
DJIA vs SPYI: questions
Is DJIA or SPYI better?
It depends on the job. SPYI pays more today (12.20% vs 9.93%), DJIA costs less, and SPYI has the better total return over Aug 2022 to Oct 2026, with DJIA holding up better in its worst stretch. For income, look at yield and whether the payouts hold up; for growth, total return and drawdowns.
Which pays a higher dividend, DJIA or SPYI?
SPYI, at 12.20% against 9.93% for DJIA as of Nov 5, 2026. On $10,000 that's about $1,220 vs $993 a year at today's rates.
Which has the better total return?
SPYI. From Aug 2022 to Oct 2026, it returned 14.8% a year with distributions reinvested, against 10.4% for DJIA. $10,000 became $17,743 vs $15,128.
Which is cheaper, DJIA or SPYI?
DJIA, with a 0.60% expense ratio against 0.68%.
Do DJIA and SPYI hold the same things?
Partly. 2 of their top ten holdings match (MSFT, AAPL), at least 10% of each fund. Owning both doubles up on those.
Related comparisons
Yields, costs and holdings as each fund reports them (via Yahoo Finance), updated daily; returns from month-end prices with distributions reinvested. For information only, not investment advice. Last fund data: Nov 5, 2026.