SmarterDividends

EBC vs HSBC: Which Is the Better Dividend Stock?

As of July 2026, EBC (Eastern Bankshares, Inc.) screens as the stronger dividend stock, winning 4 of 7 head-to-head metrics. HSBC offers the higher yield at 3.63%, EBC has the higher dividend-safety score, and EBC trades at the larger discount to fair value (+99%).

MetricEBCHSBC
Forward yield2.44%3.63%
Annual dividend$0.56$3.75
Payout ratio30%62%
Years of growth4 yr0 yr
5-yr dividend growth-13.8%
5-yr total return16%291%
Dividend safety score80 (A)70 (B)
Fair value estimate$45.72$126.29
Upside to fair value+99%+22%
Frequencyquarterlyquarterly
Market cap$5.2B$354.6B
P/E ratio12.817.1

Higher yield

HSBC

3.63%

Safer dividend

EBC

Grade A

Faster growth

HSBC

-13.8%

Better value

EBC

+99% upside

EBC vs HSBC — FAQ

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