FCNCP vs HSBC: Which Is the Better Dividend Stock?
As of Oct 18, 2026, FCNCP (First Citizens BancShares, Inc.) screens as the stronger dividend stock, winning 3 of 5 head-to-head metrics. FCNCP offers the higher yield at 7.58%, FCNCP has the higher dividend-safety score, and FCNCP looks like the better value (its fair-value estimate is 117% above its share price).
Key facts: FCNCP vs HSBC
Data as of · Source: SmarterDividends data
- As of Oct 18, 2026, First Citizens BancShares, Inc. (FCNCP) has the higher forward dividend yield at 7.58%, versus 3.97% for HSBC Holdings plc (HSBC).
- As of Oct 18, 2026, SmarterDividends grades FCNCP's dividend safety B (72/100) and HSBC's B (72/100).
- As of Oct 18, 2026, FCNCP's fair-value estimate is 117% above its share price and HSBC's fair-value estimate is 44% above its share price, so FCNCP looks like the better value of the two on SmarterDividends' blended model.
Cite this page
SmarterDividends, "FCNCP vs HSBC: Dividend Yield, Safety & Value Compared," updated Oct 18, 2026, https://smarterdividends.com/compare/fcncp-vs-hsbc
| Metric | FCNCP | HSBC |
|---|---|---|
| Forward yield | 7.58% | 3.97% |
| Annual dividend | $1.34 | $3.75 |
| Payout ratio | — | 54% |
| Years of growth | 0 yr | 0 yr |
| 5-yr dividend growth | 0.0% | -13.8% |
| 5-yr total return | -33% | 242% |
| Dividend safety score | 72 (B) | 72 (B) |
| Fair value estimate | $38.45 | $135.99 |
| Upside to fair value | +117% | +44% |
| Frequency | quarterly | quarterly |
| Market cap | — | $323.4B |
| P/E ratio | 0.3 | 13.5 |
Higher yield
FCNCP
7.58%
Safer dividend
FCNCP
Grade B
Faster growth
FCNCP
0.0%
Better value
FCNCP
+117% upside
FCNCP vs HSBC — FAQ
Is FCNCP or HSBC a better dividend stock?
On the data, FCNCP wins more head-to-head categories (3 vs 2). FCNCP offers the higher yield (7.58%), while FCNCP has the stronger dividend-safety score. The right pick depends on whether you prioritise income, safety or value.
Which has a higher dividend yield, FCNCP or HSBC?
FCNCP has the higher forward dividend yield at 7.58%, versus 3.97% for HSBC.
Is FCNCP or HSBC safer?
FCNCP has the higher dividend-safety score (72/100 vs 72/100), reflecting stronger payout coverage and dividend-growth history.
Is FCNCP or HSBC better value right now?
As of Oct 18, 2026, FCNCP looks like the better value: its fair-value estimate is 117% above its share price (undervalued). For HSBC, its fair-value estimate is 44% above its share price.
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See more dividend stock comparisons · data refreshes daily · for informational purposes only, not investment advice.