SmarterDividends

FLG vs HSBC: Which Is the Better Dividend Stock?

As of Oct 18, 2026, HSBC (HSBC Holdings plc) screens as the stronger dividend stock, winning 6 of 6 head-to-head metrics. HSBC offers the higher yield at 3.97%, HSBC has the higher dividend-safety score.

Key facts: FLG vs HSBC

Data as of · Source: SmarterDividends data

  • As of Oct 18, 2026, HSBC Holdings plc (HSBC) has the higher forward dividend yield at 3.97%, versus 0.36% for Flagstar Bank, National Association (FLG).
  • As of Oct 18, 2026, SmarterDividends grades FLG's dividend safety C (59/100) and HSBC's B (72/100).
  • As of Oct 18, 2026, FLG pays out 133% of its earnings as dividends and HSBC pays out 54%.
Cite this page

SmarterDividends, "FLG vs HSBC: Dividend Yield, Safety & Value Compared," updated Oct 18, 2026, https://smarterdividends.com/compare/flg-vs-hsbc

MetricFLGHSBC
Forward yield0.36%3.97%
Annual dividend$0.04$3.75
Payout ratio133%54%
Years of growth0 yr0 yr
5-yr dividend growth-54.4%-13.8%
5-yr total return-69%242%
Dividend safety score59 (C)72 (B)
Fair value estimate—$135.99
Upside to fair value—+44%
Frequencyquarterlyquarterly
Market cap$4.6B$323.4B
P/E ratio369.313.5

Higher yield

HSBC

3.97%

Safer dividend

HSBC

Grade B

Faster growth

HSBC

-13.8%

FLG vs HSBC — FAQ

Is FLG or HSBC a better dividend stock?

On the data, HSBC wins more head-to-head categories (6 vs 0). HSBC offers the higher yield (3.97%), while HSBC has the stronger dividend-safety score. The right pick depends on whether you prioritise income, safety or value.

Which has a higher dividend yield, FLG or HSBC?

HSBC has the higher forward dividend yield at 3.97%, versus 0.36% for FLG.

Is FLG or HSBC safer?

HSBC has the higher dividend-safety score (72/100 vs 59/100), reflecting stronger payout coverage and dividend-growth history.

See more dividend stock comparisons · data refreshes daily · for informational purposes only, not investment advice.