FLG vs HSBC: Which Is the Better Dividend Stock?
As of Oct 18, 2026, HSBC (HSBC Holdings plc) screens as the stronger dividend stock, winning 6 of 6 head-to-head metrics. HSBC offers the higher yield at 3.97%, HSBC has the higher dividend-safety score.
Key facts: FLG vs HSBC
Data as of · Source: SmarterDividends data
- As of Oct 18, 2026, HSBC Holdings plc (HSBC) has the higher forward dividend yield at 3.97%, versus 0.36% for Flagstar Bank, National Association (FLG).
- As of Oct 18, 2026, SmarterDividends grades FLG's dividend safety C (59/100) and HSBC's B (72/100).
- As of Oct 18, 2026, FLG pays out 133% of its earnings as dividends and HSBC pays out 54%.
Cite this page
SmarterDividends, "FLG vs HSBC: Dividend Yield, Safety & Value Compared," updated Oct 18, 2026, https://smarterdividends.com/compare/flg-vs-hsbc
| Metric | FLG | HSBC |
|---|---|---|
| Forward yield | 0.36% | 3.97% |
| Annual dividend | $0.04 | $3.75 |
| Payout ratio | 133% | 54% |
| Years of growth | 0 yr | 0 yr |
| 5-yr dividend growth | -54.4% | -13.8% |
| 5-yr total return | -69% | 242% |
| Dividend safety score | 59 (C) | 72 (B) |
| Fair value estimate | — | $135.99 |
| Upside to fair value | — | +44% |
| Frequency | quarterly | quarterly |
| Market cap | $4.6B | $323.4B |
| P/E ratio | 369.3 | 13.5 |
Higher yield
HSBC
3.97%
Safer dividend
HSBC
Grade B
Faster growth
HSBC
-13.8%
FLG vs HSBC — FAQ
Is FLG or HSBC a better dividend stock?
On the data, HSBC wins more head-to-head categories (6 vs 0). HSBC offers the higher yield (3.97%), while HSBC has the stronger dividend-safety score. The right pick depends on whether you prioritise income, safety or value.
Which has a higher dividend yield, FLG or HSBC?
HSBC has the higher forward dividend yield at 3.97%, versus 0.36% for FLG.
Is FLG or HSBC safer?
HSBC has the higher dividend-safety score (72/100 vs 59/100), reflecting stronger payout coverage and dividend-growth history.
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See more dividend stock comparisons · data refreshes daily · for informational purposes only, not investment advice.


