FLRN vs JPST: Yield, Cost and Returns Compared
As of Nov 5, 2026, FLRN yields more: 4.26% (current yield) against 4.13% for JPST. FLRN is cheaper to own at 0.15% a year vs 0.18%. Over the same 9 years (May 2017 to Oct 2026), FLRN returned 3.2% a year with distributions reinvested, and JPST 3.0%.
| Compared | FLRN | JPST |
|---|---|---|
| YieldCurrent yield | 4.26% | 4.13% |
| Expense ratio | 0.15% | 0.18% |
| Total return, 1 yr | +4.2% | +3.5% |
| Total return, 3 yr (a year) | +5.3% | +4.9% |
| Total return, 5 yr (a year) | +4.5% | +3.9% |
| Total return, 10 yr (a year) | +3.1% | — |
| Worst drop since May 2017 | -4.3% | -1.7% |
| Share price since May 2017 | +0% | +1% |
| Pays | Monthly | Monthly |
| Issuer | State Street Investment Management | JPMorgan |
| Assets | $3.2B | $42.5B |
| Started | 2011 | 2017 |
| Type | Ultra-short bond ETF | Ultra-short bond ETF |
Higher yield
FLRN
4.26%
Lower cost
FLRN
0.15%
Better total return
FLRN
3.2%/yr
Smaller worst drop
JPST
-1.7%
Key facts: FLRN vs JPST
Data as of · Source: SmarterDividends data
- As of Nov 5, 2026, FLRN yields 4.26% (current yield) and JPST yields 4.13% (current yield).
- FLRN's expense ratio is 0.15% and JPST's is 0.18%: $15 vs $18 a year on $10,000.
- From May 2017 to Oct 2026, $10,000 in FLRN grew to $13,435 (3.2% a year) and $10,000 in JPST to $13,217 (3.0% a year), distributions reinvested.
- Their worst month-end drops over that time: -4.3% for FLRN and -1.7% for JPST.
Cite this page
SmarterDividends, "FLRN vs JPST: Yield, Cost and Returns Compared," updated Nov 5, 2026, https://smarterdividends.com/compare/flrn-vs-jpst
$10,000 in each, May 2017 to Oct 2026
Distributions reinvested, month-end values.
FLRN became
$13,435
3.2% a year
JPST became
$13,217
3.0% a year
Year by year
| Year | FLRN | JPST |
|---|---|---|
| 2025 | +5.0% | +5.0% |
| 2024 | +6.3% | +5.6% |
| 2023 | +6.5% | +5.1% |
| 2022 | +1.3% | +1.1% |
| 2021 | +0.4% | +0.1% |
| 2020 | +0.8% | +2.2% |
| 2019 | +4.0% | +3.3% |
| 2018 | +1.4% | +2.2% |
Total return each calendar year, distributions reinvested.
What each holds and how it's taxed
- FLRN · Ultra-short bond ETF
- Holds short-term bonds, which can include corporate or asset-backed debt, for a little more yield than T-bills and a little more price movement.
- JPST · Ultra-short bond ETF
- Holds short-term bonds, which can include corporate or asset-backed debt, for a little more yield than T-bills and a little more price movement.
General information, not tax advice. Every cash fund by yield →
Top holdings
No overlap in the top ten.
FLRN
- Holdings not reported.
JPST
- MGMXX JPMorgan US Government MMkt IM2.9%
FLRN vs JPST: questions
Is FLRN or JPST better?
It depends on the job. FLRN pays more today (4.26% vs 4.13%), FLRN costs less, and FLRN has the better total return over May 2017 to Oct 2026, with JPST holding up better in its worst stretch. For cash you may need soon, yield after tax and how easily you can get the money out matter more than past returns.
Which pays a higher dividend, FLRN or JPST?
FLRN, at 4.26% against 4.13% for JPST as of Nov 5, 2026. On $10,000 that's about $426 vs $413 a year at today's rates.
Which has the better total return?
FLRN. From May 2017 to Oct 2026, it returned 3.2% a year with distributions reinvested, against 3.0% for JPST. $10,000 became $13,435 vs $13,217.
Which is cheaper, FLRN or JPST?
FLRN, with a 0.15% expense ratio against 0.18%.
How are FLRN and JPST taxed?
FLRN: Holds short-term bonds, which can include corporate or asset-backed debt, for a little more yield than T-bills and a little more price movement. JPST: Holds short-term bonds, which can include corporate or asset-backed debt, for a little more yield than T-bills and a little more price movement. General information, not tax advice.
Yields, costs and holdings as each fund reports them (via Yahoo Finance), updated daily; returns from month-end prices with distributions reinvested. FLRN leads on 5 of 6 measures above. For information only, not investment advice. Last fund data: Nov 5, 2026.