SmarterDividends

FSNUF vs UNH: Which Is the Better Dividend Stock?

As of Nov 6, 2026, FSNUF and UNH are closely matched. FSNUF offers the higher yield at 2.61%, UNH has the higher dividend-safety score, and FSNUF looks like the better value (its fair-value estimate is 43% above its share price).

Key facts: FSNUF vs UNH

Data as of · Source: SmarterDividends data

  • As of Nov 6, 2026, Fresenius SE & Co. KGaA (FSNUF) has the higher forward dividend yield at 2.61%, versus 2.35% for UnitedHealth Group Incorporated (UNH).
  • As of Nov 6, 2026, SmarterDividends grades FSNUF's dividend safety C (61/100) and UNH's A (89/100).
  • By SmarterDividends' count as of Nov 6, 2026, FSNUF has raised its dividend for 2 consecutive years and UNH for 16.
  • As of Nov 6, 2026, FSNUF pays out 37% of its earnings as dividends and UNH pays out 52%.
  • As of Nov 6, 2026, FSNUF's fair-value estimate is 43% above its share price and UNH's fair-value estimate is 28% above its share price, so FSNUF looks like the better value of the two on SmarterDividends' blended model.
Cite this page

SmarterDividends, "FSNUF vs UNH: Dividend Yield, Safety & Value Compared," updated Nov 6, 2026, https://smarterdividends.com/compare/fsnuf-vs-unh

MetricFSNUFUNH
Forward yield2.61%2.35%
Annual dividend$1.22$9.28
Payout ratio37%52%
Years of growth2 yr16 yr
5-yr dividend growth2.6%12.6%
5-yr total return12%-8%
Dividend safety score61 (C)89 (A)
Fair value estimate$66.83$506.68
Upside to fair value+43%+28%
Frequencyannualquarterly
Market cap$26.4B$354.6B
P/E ratio14.322.6

Higher yield

FSNUF

2.61%

Safer dividend

UNH

Grade A

Faster growth

UNH

12.6%

Better value

FSNUF

+43% upside

FSNUF vs UNH — FAQ

Is FSNUF or UNH a better dividend stock?

FSNUF and UNH are closely matched. FSNUF has the higher yield; UNH scores better on safety.

Which has a higher dividend yield, FSNUF or UNH?

FSNUF has the higher forward dividend yield at 2.61%, versus 2.35% for UNH.

Is FSNUF or UNH safer?

UNH has the higher dividend-safety score (89/100 vs 61/100), reflecting stronger payout coverage and dividend-growth history.

Is FSNUF or UNH better value right now?

As of Nov 6, 2026, FSNUF looks like the better value: its fair-value estimate is 43% above its share price (undervalued). For UNH, its fair-value estimate is 28% above its share price.

See more dividend stock comparisons · data refreshes daily · for informational purposes only, not investment advice.