SmarterDividends

HLNCF vs UNH: Which Is the Better Dividend Stock?

As of July 2026, UNH (UnitedHealth Group Incorporated) screens as the stronger dividend stock, winning 4 of 5 head-to-head metrics. UNH offers the higher yield at 2.18%, UNH has the higher dividend-safety score, and UNH trades at the larger discount to fair value (+35%).

MetricHLNCFUNH
Forward yield1.92%2.18%
Annual dividend$0.10$9.28
Payout ratio37%67%
Years of growth2 yr16 yr
5-yr dividend growth12.6%
5-yr total return2%
Dividend safety score89 (A)
Fair value estimate$5.06$573.15
Upside to fair value+1%+35%
Frequencymonthlyquarterly
Market cap$44.2B$382.8B
P/E ratio20.932.1

Higher yield

UNH

2.18%

Safer dividend

UNH

Grade A

Faster growth

UNH

12.6%

Better value

UNH

+35% upside

HLNCF vs UNH — FAQ

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