HSBC vs INBK: Which Is the Better Dividend Stock?
As of Oct 18, 2026, HSBC and INBK are closely matched. HSBC offers the higher yield at 3.97%, INBK has the higher dividend-safety score.
Key facts: HSBC vs INBK
Data as of · Source: SmarterDividends data
- As of Oct 18, 2026, HSBC Holdings plc (HSBC) has the higher forward dividend yield at 3.97%, versus 0.93% for First Internet Bancorp (INBK).
- As of Oct 18, 2026, SmarterDividends grades HSBC's dividend safety B (72/100) and INBK's A (90/100).
- As of Oct 18, 2026, HSBC pays out 54% of its earnings as dividends and INBK pays out 14%.
Cite this page
SmarterDividends, "HSBC vs INBK: Dividend Yield, Safety & Value Compared," updated Oct 18, 2026, https://smarterdividends.com/compare/hsbc-vs-inbk
| Metric | HSBC | INBK |
|---|---|---|
| Forward yield | 3.97% | 0.93% |
| Annual dividend | $3.75 | $0.24 |
| Payout ratio | 54% | 14% |
| Years of growth | 0 yr | 0 yr |
| 5-yr dividend growth | -13.8% | 0.0% |
| 5-yr total return | 242% | -41% |
| Dividend safety score | 72 (B) | 90 (A) |
| Fair value estimate | $135.99 | — |
| Upside to fair value | +44% | — |
| Frequency | quarterly | quarterly |
| Market cap | $323.4B | $224.1M |
| P/E ratio | 13.5 | — |
Higher yield
HSBC
3.97%
Safer dividend
INBK
Grade A
Faster growth
INBK
0.0%
HSBC vs INBK — FAQ
Is HSBC or INBK a better dividend stock?
HSBC and INBK are closely matched. HSBC has the higher yield; INBK scores better on safety.
Which has a higher dividend yield, HSBC or INBK?
HSBC has the higher forward dividend yield at 3.97%, versus 0.93% for INBK.
Is HSBC or INBK safer?
INBK has the higher dividend-safety score (90/100 vs 72/100), reflecting stronger payout coverage and dividend-growth history.
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