SmarterDividends

HSBC vs ISTR: Which Is the Better Dividend Stock?

As of August 2026, ISTR (Investar Holding Corporation) screens as the stronger dividend stock, winning 5 of 8 head-to-head metrics. HSBC offers the higher yield at 3.60%, ISTR has the higher dividend-safety score, and ISTR trades at the larger discount to fair value (+58%).

MetricHSBCISTR
Forward yield3.60%1.58%
Annual dividend$3.75$0.48
Payout ratio54%19%
Years of growth0 yr11 yr
5-yr dividend growth-13.8%11.7%
5-yr total return298%38%
Dividend safety score72 (B)87 (A)
Fair value estimate$135.81$47.82
Upside to fair value+30%+58%
Frequencyquarterlyquarterly
Market cap$357.0B$417.6M
P/E ratio14.912.5

Higher yield

HSBC

3.60%

Safer dividend

ISTR

Grade A

Faster growth

ISTR

11.7%

Better value

ISTR

+58% upside

HSBC vs ISTR — FAQ

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