HSBC vs JCAP: Which Is the Better Dividend Stock?
As of September 2026, JCAP (Jefferson Capital, Inc.) screens as the stronger dividend stock, winning 3 of 4 head-to-head metrics. JCAP offers the higher yield at 4.68%, HSBC has the higher dividend-safety score, and JCAP trades at the larger discount to fair value (+94%).
| Metric | HSBC | JCAP |
|---|---|---|
| Forward yield | 3.68% | 4.68% |
| Annual dividend | $3.75 | $0.96 |
| Payout ratio | 54% | 14% |
| Years of growth | 0 yr | 0 yr |
| 5-yr dividend growth | -13.8% | — |
| 5-yr total return | 239% | — |
| Dividend safety score | 72 (B) | — |
| Fair value estimate | $138.49 | $39.91 |
| Upside to fair value | +36% | +94% |
| Frequency | quarterly | quarterly |
| Market cap | $353.2B | $1.2B |
| P/E ratio | 14.7 | — |
Higher yield
JCAP
4.68%
Safer dividend
HSBC
Grade B
Faster growth
HSBC
-13.8%
Better value
JCAP
+94% upside
HSBC vs JCAP — FAQ
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