Jefferson Capital, Inc.
JCAPFinancial Services · Stock · quarterly payer
Forward Yield
4.68%
Annual Dividend
$0.96
Payout Ratio
14%
5-Yr Growth
—
Ex-Date
Aug 24, 2026
Frequency
Quarterly
Summary
As of September 2026, Jefferson Capital, Inc. (JCAP) yields 4.68% ($0.96 per share annually), with a blended fair-value estimate of $39.91 — +94% upside, so it screens as undervalued.
Is JCAP a good dividend stock?
MixedJefferson Capital, Inc. (JCAP) pays a quarterly dividend yielding 4.68% ($0.96/yr), with 0 years of growth. The picture is mixed — the dividend pays, but safety or growth signals are weaker than ideal.
Advantages
- Never cut its dividend on record
- Comfortable payout ratio (14%)
Risks
- Single-stock concentration risk — diversify
Key Data
- Dividend Yield
- 4.68%
- Payout Ratio
- 14%
- Annual Dividend
- $0.96
- 5-Yr Avg Growth
- —
- Ex-Dividend Date
- Aug 24, 2026
- Years of Growth
- 0
- Frequency
- quarterly
- Beta
- —
- Market Cap
- $1.2B
- P/E Ratio
- —
- 5-Yr Total Return
- —
- 52-Week Range
- $15.50 – $24.44
- Dividend Safety
- —
- Ever Cut?
- No
Frequently Asked Questions
JCAP Price — Last 12 Months
Daily close
Price Return
1 Year
+9%
3 Years
—
5 Years
—
52-Week Range
$15.50 – $24.44
Price change over each period (excludes dividends). Past performance doesn't guarantee future results.
What is JCAP worth?
Undervaluedlow confidenceOur blended fair-value estimate for Jefferson Capital, Inc. is $39.91 per share, versus a market price of $20.54. That implies 94% of upside — a margin of safety of about 49%.
Fair Value
$39.91
Current Price
$20.54
Upside
+94%
Margin of Safety
49%
How we get there
Discounted cash flow
Discounts projected free cash flow back to today.
Dividend discount
Discounts the future dividend stream back to today.
At today's price, the market is pricing in about 0.9% annual free-cash-flow growth. We model 13.7% — below our estimate, leaving room for upside if the business executes.
Assumptions: 9.3% discount rate (CAPM), 13.7% stage-1 growth, 2.5% terminal growth, -$79.96 EPS, $0.96 annual dividend. Updated weekly.
Fair-value estimates are model output for educational purposes only — not investment advice or a price target.
Dividend History
| Ex-Date | Pay Date | Amount | Type |
|---|---|---|---|
| Aug 24, 2026 | — | $0.2400 | regular |
| May 26, 2026 | — | $0.2400 | regular |
| Mar 24, 2026 | — | $0.2400 | regular |
| Nov 25, 2025 | — | $0.2400 | regular |
| Aug 25, 2025 | — | $0.2400 | regular |
Income Calculator
At $0.96 / yr per share
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