SmarterDividends

JCAP vs MA: Which Is the Better Dividend Stock?

As of September 2026, JCAP (Jefferson Capital, Inc.) screens as the stronger dividend stock, winning 3 of 5 head-to-head metrics. JCAP offers the higher yield at 4.68%, MA has the higher dividend-safety score, and JCAP trades at the larger discount to fair value (+94%).

MetricJCAPMA
Forward yield4.68%0.62%
Annual dividend$0.96$3.48
Payout ratio14%18%
Years of growth0 yr14 yr
5-yr dividend growth13.7%
5-yr total return68%
Dividend safety score88 (A)
Fair value estimate$39.91$574.22
Upside to fair value+94%+2%
Frequencyquarterlyquarterly
Market cap$1.2B$497.3B
P/E ratio31.2

Higher yield

JCAP

4.68%

Safer dividend

MA

Grade A

Faster growth

MA

13.7%

Better value

JCAP

+94% upside

JCAP vs MA — FAQ

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