SmarterDividends

JCAP vs JPM: Which Is the Better Dividend Stock?

As of September 2026, JCAP (Jefferson Capital, Inc.) screens as the stronger dividend stock, winning 3 of 5 head-to-head metrics. JCAP offers the higher yield at 4.68%, JPM has the higher dividend-safety score, and JCAP trades at the larger discount to fair value (+94%).

MetricJCAPJPM
Forward yield4.68%1.89%
Annual dividend$0.96$6.60
Payout ratio14%26%
Years of growth0 yr15 yr
5-yr dividend growth9.0%
5-yr total return106%
Dividend safety score82 (A)
Fair value estimate$39.91$632.41
Upside to fair value+94%+81%
Frequencyquarterlyquarterly
Market cap$1.2B$935.8B
P/E ratio15.1

Higher yield

JCAP

4.68%

Safer dividend

JPM

Grade A

Faster growth

JPM

9.0%

Better value

JCAP

+94% upside

JCAP vs JPM — FAQ

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