SmarterDividends

JCAP vs V: Which Is the Better Dividend Stock?

As of September 2026, JCAP (Jefferson Capital, Inc.) screens as the stronger dividend stock, winning 3 of 5 head-to-head metrics. JCAP offers the higher yield at 4.68%, V has the higher dividend-safety score, and JCAP trades at the larger discount to fair value (+94%).

MetricJCAPV
Forward yield4.68%0.73%
Annual dividend$0.96$2.68
Payout ratio14%22%
Years of growth0 yr17 yr
5-yr dividend growth14.9%
5-yr total return74%
Dividend safety score93 (A)
Fair value estimate$39.91$352.78
Upside to fair value+94%-4%
Frequencyquarterlyquarterly
Market cap$1.2B$694.5B
P/E ratio31.5

Higher yield

JCAP

4.68%

Safer dividend

V

Grade A

Faster growth

V

14.9%

Better value

JCAP

+94% upside

JCAP vs V — FAQ

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