SmarterDividends

HSBC vs JRS: Which Is the Better Dividend Stock?

As of Oct 18, 2026, HSBC (HSBC Holdings plc) screens as the stronger dividend stock, winning 4 of 7 head-to-head metrics. JRS offers the higher yield at 10.45%, HSBC has the higher dividend-safety score, and HSBC looks like the better value (its fair-value estimate is 44% above its share price).

Key facts: HSBC vs JRS

Data as of · Source: SmarterDividends data

  • As of Oct 18, 2026, Nuveen Real Estate Income Fund (JRS) has the higher forward dividend yield at 10.45%, versus 3.97% for HSBC Holdings plc (HSBC).
  • As of Oct 18, 2026, SmarterDividends grades HSBC's dividend safety B (72/100) and JRS's C (63/100).
  • As of Oct 18, 2026, HSBC pays out 54% of its earnings as dividends and JRS pays out 44%.
  • As of Oct 18, 2026, HSBC's fair-value estimate is 44% above its share price and JRS's fair-value estimate is 43% above its share price, so HSBC looks like the better value of the two on SmarterDividends' blended model.
Cite this page

SmarterDividends, "HSBC vs JRS: Dividend Yield, Safety & Value Compared," updated Oct 18, 2026, https://smarterdividends.com/compare/hsbc-vs-jrs

MetricHSBCJRS
Forward yield3.97%10.45%
Annual dividend$3.75$0.76
Payout ratio54%44%
Years of growth0 yr0 yr
5-yr dividend growth-13.8%-2.2%
5-yr total return242%-38%
Dividend safety score72 (B)63 (C)
Fair value estimate$135.99$10.43
Upside to fair value+44%+43%
Frequencyquarterlyquarterly
Market cap$323.4B$210.0M
P/E ratio13.54.5

Higher yield

JRS

10.45%

Safer dividend

HSBC

Grade B

Faster growth

JRS

-2.2%

Better value

HSBC

+44% upside

HSBC vs JRS — FAQ

Is HSBC or JRS a better dividend stock?

On the data, HSBC wins more head-to-head categories (4 vs 3). JRS offers the higher yield (10.45%), while HSBC has the stronger dividend-safety score. The right pick depends on whether you prioritise income, safety or value.

Which has a higher dividend yield, HSBC or JRS?

JRS has the higher forward dividend yield at 10.45%, versus 3.97% for HSBC.

Is HSBC or JRS safer?

HSBC has the higher dividend-safety score (72/100 vs 63/100), reflecting stronger payout coverage and dividend-growth history.

Is HSBC or JRS better value right now?

As of Oct 18, 2026, HSBC looks like the better value: its fair-value estimate is 44% above its share price (undervalued). For JRS, its fair-value estimate is 43% above its share price.

See more dividend stock comparisons · data refreshes daily · for informational purposes only, not investment advice.