HSBC vs KMPR: Which Is the Better Dividend Stock?
As of Oct 18, 2026, HSBC and KMPR are closely matched. KMPR offers the higher yield at 4.37%, KMPR has the higher dividend-safety score, and HSBC looks like the better value (its fair-value estimate is 44% above its share price).
Key facts: HSBC vs KMPR
Data as of · Source: SmarterDividends data
- As of Oct 18, 2026, Kemper Corporation (KMPR) has the higher forward dividend yield at 4.37%, versus 3.97% for HSBC Holdings plc (HSBC).
- As of Oct 18, 2026, SmarterDividends grades HSBC's dividend safety B (72/100) and KMPR's B (77/100).
- As of Oct 18, 2026, HSBC pays out 54% of its earnings as dividends and KMPR pays out 191%.
- As of Oct 18, 2026, HSBC's fair-value estimate is 44% above its share price and KMPR's fair-value estimate is 45% below its share price, so HSBC looks like the better value of the two on SmarterDividends' blended model.
Cite this page
SmarterDividends, "HSBC vs KMPR: Dividend Yield, Safety & Value Compared," updated Oct 18, 2026, https://smarterdividends.com/compare/hsbc-vs-kmpr
| Metric | HSBC | KMPR |
|---|---|---|
| Forward yield | 3.97% | 4.37% |
| Annual dividend | $3.75 | $1.28 |
| Payout ratio | 54% | 191% |
| Years of growth | 0 yr | 1 yr |
| 5-yr dividend growth | -13.8% | 1.3% |
| 5-yr total return | 242% | -47% |
| Dividend safety score | 72 (B) | 77 (B) |
| Fair value estimate | $135.99 | $16.05 |
| Upside to fair value | +44% | -45% |
| Frequency | quarterly | quarterly |
| Market cap | $323.4B | $1.7B |
| P/E ratio | 13.5 | — |
Higher yield
KMPR
4.37%
Safer dividend
KMPR
Grade B
Faster growth
KMPR
1.3%
Better value
HSBC
+44% upside
HSBC vs KMPR — FAQ
Is HSBC or KMPR a better dividend stock?
HSBC and KMPR are closely matched. KMPR has the higher yield; KMPR scores better on safety.
Which has a higher dividend yield, HSBC or KMPR?
KMPR has the higher forward dividend yield at 4.37%, versus 3.97% for HSBC.
Is HSBC or KMPR safer?
KMPR has the higher dividend-safety score (77/100 vs 72/100), reflecting stronger payout coverage and dividend-growth history.
Is HSBC or KMPR better value right now?
As of Oct 18, 2026, HSBC looks like the better value: its fair-value estimate is 44% above its share price (undervalued). For KMPR, its fair-value estimate is 45% below its share price.
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See more dividend stock comparisons · data refreshes daily · for informational purposes only, not investment advice.