HSBC vs LCNB: Which Is the Better Dividend Stock?
As of Oct 18, 2026, LCNB (LCNB Corp.) screens as the stronger dividend stock, winning 4 of 7 head-to-head metrics. LCNB offers the higher yield at 4.65%, LCNB has the higher dividend-safety score, and HSBC looks like the better value (its fair-value estimate is 44% above its share price).
Key facts: HSBC vs LCNB
Data as of · Source: SmarterDividends data
- As of Oct 18, 2026, LCNB Corp. (LCNB) has the higher forward dividend yield at 4.65%, versus 3.97% for HSBC Holdings plc (HSBC).
- As of Oct 18, 2026, SmarterDividends grades HSBC's dividend safety B (72/100) and LCNB's A (97/100).
- As of Oct 18, 2026, HSBC pays out 54% of its earnings as dividends and LCNB pays out 51%.
- As of Oct 18, 2026, HSBC's fair-value estimate is 44% above its share price and LCNB's fair-value estimate is 37% above its share price, so HSBC looks like the better value of the two on SmarterDividends' blended model.
Cite this page
SmarterDividends, "HSBC vs LCNB: Dividend Yield, Safety & Value Compared," updated Oct 18, 2026, https://smarterdividends.com/compare/hsbc-vs-lcnb
| Metric | HSBC | LCNB |
|---|---|---|
| Forward yield | 3.97% | 4.65% |
| Annual dividend | $3.75 | $0.88 |
| Payout ratio | 54% | 51% |
| Years of growth | 0 yr | 0 yr |
| 5-yr dividend growth | -13.8% | 3.8% |
| 5-yr total return | 242% | -1% |
| Dividend safety score | 72 (B) | 97 (A) |
| Fair value estimate | $135.99 | $25.90 |
| Upside to fair value | +44% | +37% |
| Frequency | quarterly | quarterly |
| Market cap | $323.4B | $269.1M |
| P/E ratio | 13.5 | 10.8 |
Higher yield
LCNB
4.65%
Safer dividend
LCNB
Grade A
Faster growth
LCNB
3.8%
Better value
HSBC
+44% upside
HSBC vs LCNB — FAQ
Is HSBC or LCNB a better dividend stock?
On the data, LCNB wins more head-to-head categories (4 vs 3). LCNB offers the higher yield (4.65%), while LCNB has the stronger dividend-safety score. The right pick depends on whether you prioritise income, safety or value.
Which has a higher dividend yield, HSBC or LCNB?
LCNB has the higher forward dividend yield at 4.65%, versus 3.97% for HSBC.
Is HSBC or LCNB safer?
LCNB has the higher dividend-safety score (97/100 vs 72/100), reflecting stronger payout coverage and dividend-growth history.
Is HSBC or LCNB better value right now?
As of Oct 18, 2026, HSBC looks like the better value: its fair-value estimate is 44% above its share price (undervalued). For LCNB, its fair-value estimate is 37% above its share price.
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See more dividend stock comparisons · data refreshes daily · for informational purposes only, not investment advice.