HSBC vs MFIC: Which Is the Better Dividend Stock?
As of Oct 18, 2026, HSBC and MFIC are closely matched. MFIC offers the higher yield at 14.87%, HSBC has the higher dividend-safety score, and MFIC looks like the better value (its fair-value estimate is 139% above its share price).
Key facts: HSBC vs MFIC
Data as of · Source: SmarterDividends data
- As of Oct 18, 2026, MidCap Financial Investment Corporation (MFIC) has the higher forward dividend yield at 14.87%, versus 3.97% for HSBC Holdings plc (HSBC).
- As of Oct 18, 2026, SmarterDividends grades HSBC's dividend safety B (72/100) and MFIC's D (43/100).
- As of Oct 18, 2026, HSBC's fair-value estimate is 44% above its share price and MFIC's fair-value estimate is 139% above its share price, so MFIC looks like the better value of the two on SmarterDividends' blended model.
Cite this page
SmarterDividends, "HSBC vs MFIC: Dividend Yield, Safety & Value Compared," updated Oct 18, 2026, https://smarterdividends.com/compare/hsbc-vs-mfic
| Metric | HSBC | MFIC |
|---|---|---|
| Forward yield | 3.97% | 14.87% |
| Annual dividend | $3.75 | $1.24 |
| Payout ratio | 54% | 3143% |
| Years of growth | 0 yr | 1 yr |
| 5-yr dividend growth | -13.8% | -1.3% |
| 5-yr total return | 242% | -36% |
| Dividend safety score | 72 (B) | 43 (D) |
| Fair value estimate | $135.99 | $19.96 |
| Upside to fair value | +44% | +139% |
| Frequency | quarterly | quarterly |
| Market cap | $323.4B | $687.0M |
| P/E ratio | 13.5 | — |
Higher yield
MFIC
14.87%
Safer dividend
HSBC
Grade B
Faster growth
MFIC
-1.3%
Better value
MFIC
+139% upside
HSBC vs MFIC — FAQ
Is HSBC or MFIC a better dividend stock?
HSBC and MFIC are closely matched. MFIC has the higher yield; HSBC scores better on safety.
Which has a higher dividend yield, HSBC or MFIC?
MFIC has the higher forward dividend yield at 14.87%, versus 3.97% for HSBC.
Is HSBC or MFIC safer?
HSBC has the higher dividend-safety score (72/100 vs 43/100), reflecting stronger payout coverage and dividend-growth history.
Is HSBC or MFIC better value right now?
As of Oct 18, 2026, MFIC looks like the better value: its fair-value estimate is 139% above its share price (undervalued). For HSBC, its fair-value estimate is 44% above its share price.
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See more dividend stock comparisons · data refreshes daily · for informational purposes only, not investment advice.