SmarterDividends

HSBC vs SBFG: Which Is the Better Dividend Stock?

As of Oct 18, 2026, HSBC and SBFG are closely matched. HSBC offers the higher yield at 3.97%, SBFG has the higher dividend-safety score, and HSBC looks like the better value (its fair-value estimate is 44% above its share price).

Key facts: HSBC vs SBFG

Data as of · Source: SmarterDividends data

  • As of Oct 18, 2026, HSBC Holdings plc (HSBC) has the higher forward dividend yield at 3.97%, versus 2.17% for SB Financial Group, Inc. (SBFG).
  • As of Oct 18, 2026, SmarterDividends grades HSBC's dividend safety B (72/100) and SBFG's A (83/100).
  • By SmarterDividends' count as of Oct 18, 2026, HSBC has raised its dividend for 0 consecutive years and SBFG for 12.
  • As of Oct 18, 2026, HSBC pays out 54% of its earnings as dividends and SBFG pays out 23%.
  • As of Oct 18, 2026, HSBC's fair-value estimate is 44% above its share price and SBFG's fair-value estimate is 41% above its share price, so HSBC looks like the better value of the two on SmarterDividends' blended model.
Cite this page

SmarterDividends, "HSBC vs SBFG: Dividend Yield, Safety & Value Compared," updated Oct 18, 2026, https://smarterdividends.com/compare/hsbc-vs-sbfg

MetricHSBCSBFG
Forward yield3.97%2.17%
Annual dividend$3.75$0.64
Payout ratio54%23%
Years of growth0 yr12 yr
5-yr dividend growth-13.8%9.5%
5-yr total return242%67%
Dividend safety score72 (B)83 (A)
Fair value estimate$135.99$41.72
Upside to fair value+44%+41%
Frequencyquarterlyquarterly
Market cap$323.4B$184.7M
P/E ratio13.511.1

Higher yield

HSBC

3.97%

Safer dividend

SBFG

Grade A

Faster growth

SBFG

9.5%

Better value

HSBC

+44% upside

HSBC vs SBFG — FAQ

Is HSBC or SBFG a better dividend stock?

HSBC and SBFG are closely matched. HSBC has the higher yield; SBFG scores better on safety.

Which has a higher dividend yield, HSBC or SBFG?

HSBC has the higher forward dividend yield at 3.97%, versus 2.17% for SBFG.

Is HSBC or SBFG safer?

SBFG has the higher dividend-safety score (83/100 vs 72/100), reflecting stronger payout coverage and dividend-growth history.

Is HSBC or SBFG better value right now?

As of Oct 18, 2026, HSBC looks like the better value: its fair-value estimate is 44% above its share price (undervalued). For SBFG, its fair-value estimate is 41% above its share price.

See more dividend stock comparisons · data refreshes daily · for informational purposes only, not investment advice.