HSBC vs TCBIO: Which Is the Better Dividend Stock?
As of Oct 18, 2026, TCBIO (Texas Capital Bancshares Inc) screens as the stronger dividend stock, winning 3 of 4 head-to-head metrics. TCBIO offers the higher yield at 7.88%, TCBIO has the higher dividend-safety score, and TCBIO looks like the better value (its fair-value estimate is 126% above its share price).
Key facts: HSBC vs TCBIO
Data as of · Source: SmarterDividends data
- As of Oct 18, 2026, Texas Capital Bancshares Inc (TCBIO) has the higher forward dividend yield at 7.88%, versus 3.97% for HSBC Holdings plc (HSBC).
- As of Oct 18, 2026, SmarterDividends grades HSBC's dividend safety B (72/100) and TCBIO's A (81/100).
- As of Oct 18, 2026, HSBC's fair-value estimate is 44% above its share price and TCBIO's fair-value estimate is 126% above its share price, so TCBIO looks like the better value of the two on SmarterDividends' blended model.
Cite this page
SmarterDividends, "HSBC vs TCBIO: Dividend Yield, Safety & Value Compared," updated Oct 18, 2026, https://smarterdividends.com/compare/hsbc-vs-tcbio
| Metric | HSBC | TCBIO |
|---|---|---|
| Forward yield | 3.97% | 7.88% |
| Annual dividend | $3.75 | $1.44 |
| Payout ratio | 54% | — |
| Years of growth | 0 yr | 0 yr |
| 5-yr dividend growth | -13.8% | — |
| 5-yr total return | 242% | — |
| Dividend safety score | 72 (B) | 81 (A) |
| Fair value estimate | $135.99 | $41.32 |
| Upside to fair value | +44% | +126% |
| Frequency | quarterly | quarterly |
| Market cap | $323.4B | — |
| P/E ratio | 13.5 | 4.6 |
Higher yield
TCBIO
7.88%
Safer dividend
TCBIO
Grade A
Faster growth
HSBC
-13.8%
Better value
TCBIO
+126% upside
HSBC vs TCBIO — FAQ
Is HSBC or TCBIO a better dividend stock?
On the data, TCBIO wins more head-to-head categories (3 vs 1). TCBIO offers the higher yield (7.88%), while TCBIO has the stronger dividend-safety score. The right pick depends on whether you prioritise income, safety or value.
Which has a higher dividend yield, HSBC or TCBIO?
TCBIO has the higher forward dividend yield at 7.88%, versus 3.97% for HSBC.
Is HSBC or TCBIO safer?
TCBIO has the higher dividend-safety score (81/100 vs 72/100), reflecting stronger payout coverage and dividend-growth history.
Is HSBC or TCBIO better value right now?
As of Oct 18, 2026, TCBIO looks like the better value: its fair-value estimate is 126% above its share price (undervalued). For HSBC, its fair-value estimate is 44% above its share price.
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See more dividend stock comparisons · data refreshes daily · for informational purposes only, not investment advice.