HSBC vs TRV: Which Is the Better Dividend Stock?
As of July 2026, TRV (The Travelers Companies, Inc.) screens as the stronger dividend stock, winning 6 of 8 head-to-head metrics. HSBC offers the higher yield at 3.73%, TRV has the higher dividend-safety score, and TRV trades at the larger discount to fair value (+103%).
| Metric | HSBC | TRV |
|---|---|---|
| Forward yield | 3.73% | 1.36% |
| Annual dividend | $3.75 | $5.00 |
| Payout ratio | 62% | 12% |
| Years of growth | 0 yr | 20 yr |
| 5-yr dividend growth | -13.8% | 5.2% |
| 5-yr total return | 281% | 131% |
| Dividend safety score | 70 (B) | 94 (A) |
| Fair value estimate | $127.75 | $747.98 |
| Upside to fair value | +27% | +103% |
| Frequency | quarterly | quarterly |
| Market cap | $339.6B | $81.3B |
| P/E ratio | 16.6 | 9.9 |
Higher yield
HSBC
3.73%
Safer dividend
TRV
Grade A
Faster growth
TRV
5.2%
Better value
TRV
+103% upside
HSBC vs TRV — FAQ
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