HSBC vs TYFG: Which Is the Better Dividend Stock?
As of Oct 18, 2026, HSBC and TYFG are closely matched. HSBC offers the higher yield at 3.97%, TYFG has the higher dividend-safety score, and HSBC looks like the better value (its fair-value estimate is 44% above its share price).
Key facts: HSBC vs TYFG
Data as of · Source: SmarterDividends data
- As of Oct 18, 2026, HSBC Holdings plc (HSBC) has the higher forward dividend yield at 3.97%, versus 1.40% for Tri-County Financial Group, Inc. (TYFG).
- As of Oct 18, 2026, SmarterDividends grades HSBC's dividend safety B (72/100) and TYFG's A (85/100).
- As of Oct 18, 2026, HSBC pays out 54% of its earnings as dividends and TYFG pays out 16%.
- As of Oct 18, 2026, HSBC's fair-value estimate is 44% above its share price and TYFG's fair-value estimate is 21% above its share price, so HSBC looks like the better value of the two on SmarterDividends' blended model.
Cite this page
SmarterDividends, "HSBC vs TYFG: Dividend Yield, Safety & Value Compared," updated Oct 18, 2026, https://smarterdividends.com/compare/hsbc-vs-tyfg
| Metric | HSBC | TYFG |
|---|---|---|
| Forward yield | 3.97% | 1.40% |
| Annual dividend | $3.75 | $1.12 |
| Payout ratio | 54% | 16% |
| Years of growth | 0 yr | 1 yr |
| 5-yr dividend growth | -13.8% | 10.8% |
| 5-yr total return | 242% | 64% |
| Dividend safety score | 72 (B) | 85 (A) |
| Fair value estimate | $135.99 | $96.85 |
| Upside to fair value | +44% | +21% |
| Frequency | quarterly | quarterly |
| Market cap | $323.4B | $191.4M |
| P/E ratio | 13.5 | 12.0 |
Higher yield
HSBC
3.97%
Safer dividend
TYFG
Grade A
Faster growth
TYFG
10.8%
Better value
HSBC
+44% upside
HSBC vs TYFG — FAQ
Is HSBC or TYFG a better dividend stock?
HSBC and TYFG are closely matched. HSBC has the higher yield; TYFG scores better on safety.
Which has a higher dividend yield, HSBC or TYFG?
HSBC has the higher forward dividend yield at 3.97%, versus 1.40% for TYFG.
Is HSBC or TYFG safer?
TYFG has the higher dividend-safety score (85/100 vs 72/100), reflecting stronger payout coverage and dividend-growth history.
Is HSBC or TYFG better value right now?
As of Oct 18, 2026, HSBC looks like the better value: its fair-value estimate is 44% above its share price (undervalued). For TYFG, its fair-value estimate is 21% above its share price.
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