HSBC vs WSFS: Which Is the Better Dividend Stock?
As of Oct 18, 2026, WSFS (WSFS Financial Corporation) screens as the stronger dividend stock, winning 5 of 8 head-to-head metrics. HSBC offers the higher yield at 3.97%, WSFS has the higher dividend-safety score, and WSFS looks like the better value (its fair-value estimate is 104% above its share price).
Key facts: HSBC vs WSFS
Data as of · Source: SmarterDividends data
- As of Oct 18, 2026, HSBC Holdings plc (HSBC) has the higher forward dividend yield at 3.97%, versus 1.05% for WSFS Financial Corporation (WSFS).
- As of Oct 18, 2026, SmarterDividends grades HSBC's dividend safety B (72/100) and WSFS's A (96/100).
- As of Oct 18, 2026, HSBC pays out 54% of its earnings as dividends and WSFS pays out 12%.
- As of Oct 18, 2026, HSBC's fair-value estimate is 44% above its share price and WSFS's fair-value estimate is 104% above its share price, so WSFS looks like the better value of the two on SmarterDividends' blended model.
Cite this page
SmarterDividends, "HSBC vs WSFS: Dividend Yield, Safety & Value Compared," updated Oct 18, 2026, https://smarterdividends.com/compare/hsbc-vs-wsfs
| Metric | HSBC | WSFS |
|---|---|---|
| Forward yield | 3.97% | 1.05% |
| Annual dividend | $3.75 | $0.80 |
| Payout ratio | 54% | 12% |
| Years of growth | 0 yr | 1 yr |
| 5-yr dividend growth | -13.8% | 6.6% |
| 5-yr total return | 242% | 54% |
| Dividend safety score | 72 (B) | 96 (A) |
| Fair value estimate | $135.99 | $155.97 |
| Upside to fair value | +44% | +104% |
| Frequency | quarterly | quarterly |
| Market cap | $323.4B | $3.9B |
| P/E ratio | 13.5 | 12.8 |
Higher yield
HSBC
3.97%
Safer dividend
WSFS
Grade A
Faster growth
WSFS
6.6%
Better value
WSFS
+104% upside
HSBC vs WSFS — FAQ
Is HSBC or WSFS a better dividend stock?
On the data, WSFS wins more head-to-head categories (5 vs 3). HSBC offers the higher yield (3.97%), while WSFS has the stronger dividend-safety score. The right pick depends on whether you prioritise income, safety or value.
Which has a higher dividend yield, HSBC or WSFS?
HSBC has the higher forward dividend yield at 3.97%, versus 1.05% for WSFS.
Is HSBC or WSFS safer?
WSFS has the higher dividend-safety score (96/100 vs 72/100), reflecting stronger payout coverage and dividend-growth history.
Is HSBC or WSFS better value right now?
As of Oct 18, 2026, WSFS looks like the better value: its fair-value estimate is 104% above its share price (undervalued). For HSBC, its fair-value estimate is 44% above its share price.
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See more dividend stock comparisons · data refreshes daily · for informational purposes only, not investment advice.