IVV vs SCHB: Yield, Cost and Returns Compared
As of Nov 5, 2026, IVV yields more: 1.12% (dividend yield) against 1.07% for SCHB. IVV is cheaper to own at 0.03% a year vs 0.03%. Over the same 16 years (Nov 2009 to Oct 2026), IVV returned 14.1% a year with distributions reinvested, and SCHB 13.4%.
IVViShares Core S&P 500 ETF1.12%dividend yield| Compared | IVV | SCHB |
|---|---|---|
| YieldDividend yield | 1.12% | 1.07% |
| Expense ratio | 0.03% | 0.03% |
| Total return, 1 yr | +12.1% | +11.9% |
| Total return, 3 yr (a year) | +23.4% | +23.1% |
| Total return, 5 yr (a year) | +12.0% | +11.0% |
| Total return, 10 yr (a year) | +15.4% | +14.4% |
| Worst drop since Nov 2009 | -23.9% | -24.8% |
| Share price since Nov 2009 | +588% | +578% |
| Pays | Quarterly | Quarterly |
| Issuer | iShares | Schwab |
| Assets | $870.0B | $44.2B |
| Started | 2000 | 2009 |
| Type | Large Blend | Large Blend |
Higher yield
IVV
1.12%
Lower cost
IVV
0.03%
Better total return
IVV
14.1%/yr
Smaller worst drop
IVV
-23.9%
Key facts: IVV vs SCHB
Data as of · Source: SmarterDividends data
- As of Nov 5, 2026, IVV yields 1.12% (dividend yield) and SCHB yields 1.07% (dividend yield).
- IVV's expense ratio is 0.03% and SCHB's is 0.03%: $3 vs $3 a year on $10,000.
- From Nov 2009 to Oct 2026, $10,000 in IVV grew to $93,117 (14.1% a year) and $10,000 in SCHB to $83,534 (13.4% a year), distributions reinvested.
- Their worst month-end drops over that time: -23.9% for IVV and -24.8% for SCHB.
- 9 of IVV's top ten holdings are also in SCHB's top ten, an overlap of at least 32% of the fund.
Cite this page
SmarterDividends, "IVV vs SCHB: Yield, Cost and Returns Compared," updated Nov 5, 2026, https://smarterdividends.com/compare/ivv-vs-schb
$10,000 in each, Nov 2009 to Oct 2026
Distributions reinvested, month-end values, with the S&P 500 for reference.
IVV became
$93,117
14.1% a year
SCHB became
$83,534
13.4% a year
Year by year
| Year | IVV | SCHB |
|---|---|---|
| 2025 | +17.8% | +16.9% |
| 2024 | +24.9% | +23.9% |
| 2023 | +26.3% | +26.1% |
| 2022 | −18.2% | −19.4% |
| 2021 | +28.8% | +25.8% |
| 2020 | +18.4% | +19.6% |
| 2019 | +31.3% | +29.5% |
| 2018 | −4.5% | −6.1% |
| 2017 | +21.8% | +20.0% |
| 2016 | +12.1% | +14.7% |
| 2015 | +0.7% | −0.7% |
| 2014 | +13.6% | +11.5% |
| 2013 | +32.3% | +31.8% |
| 2012 | +16.1% | +14.8% |
| 2011 | +1.9% | +1.0% |
| 2010 | +15.1% | +16.2% |
Total return each calendar year, distributions reinvested.
Top holdings
9 of the top ten overlap, at least 32% of each fund.
IVV
- NVDA NVIDIA Corp8.4%
- AAPL Apple Inc7.4%
- MSFT Microsoft Corp5.8%
- AMZN Amazon.com Inc3.7%
- GOOGL Alphabet Inc Class A3.1%
- AVGO Broadcom Inc2.5%
- GOOG Alphabet Inc Class C2.5%
- META Meta Platforms Inc Class A2.4%
- MU Micron Technology Inc1.8%
- TSLA Tesla Inc1.5%
SCHB
- AAPL Apple Inc6.9%
- NVDA NVIDIA Corp6.8%
- MSFT Microsoft Corp5.3%
- AMZN Amazon.com Inc3.2%
- GOOGL Alphabet Inc Class A2.2%
- AVGO Broadcom Inc2.1%
- META Meta Platforms Inc Class A1.9%
- GOOG Alphabet Inc Class C1.8%
- LLY Eli Lilly and Co1.5%
- TSLA Tesla Inc1.5%
IVV vs SCHB: questions
Is IVV or SCHB better?
It depends on the job. IVV pays more today (1.12% vs 1.07%), IVV costs less, and IVV has the better total return over Nov 2009 to Oct 2026, with IVV holding up better in its worst stretch. For income, look at yield and whether the payouts hold up; for growth, total return and drawdowns.
Which pays a higher dividend, IVV or SCHB?
IVV, at 1.12% against 1.07% for SCHB as of Nov 5, 2026. On $10,000 that's about $112 vs $107 a year at today's rates.
Which has the better total return?
IVV. From Nov 2009 to Oct 2026, it returned 14.1% a year with distributions reinvested, against 13.4% for SCHB. $10,000 became $93,117 vs $83,534.
Which is cheaper, IVV or SCHB?
IVV, with a 0.03% expense ratio against 0.03%.
Do IVV and SCHB hold the same things?
Partly. 9 of their top ten holdings match (AAPL, NVDA, MSFT, AMZN), at least 32% of each fund. Owning both doubles up on those.
Related comparisons
Yields, costs and holdings as each fund reports them (via Yahoo Finance), updated daily; returns from month-end prices with distributions reinvested. IVV leads on 7 of 7 measures above. For information only, not investment advice. Last fund data: Nov 5, 2026.