MA vs NTB: Which Is the Better Dividend Stock?
As of Oct 18, 2026, MA (Mastercard Incorporated) screens as the stronger dividend stock, winning 6 of 8 head-to-head metrics. NTB offers the higher yield at 3.41%, MA has the higher dividend-safety score, and NTB looks like the better value (its fair-value estimate is 67% above its share price).
Key facts: MA vs NTB
Data as of · Source: SmarterDividends data
- As of Oct 18, 2026, The Bank of N.T. Butterfield & Son Limited (NTB) has the higher forward dividend yield at 3.41%, versus 0.56% for Mastercard Incorporated (MA).
- As of Oct 18, 2026, SmarterDividends grades MA's dividend safety A (89/100) and NTB's A (85/100).
- By SmarterDividends' count as of Oct 18, 2026, MA has raised its dividend for 14 consecutive years and NTB for 1.
- As of Oct 18, 2026, MA pays out 18% of its earnings as dividends and NTB pays out 35%.
- As of Oct 18, 2026, MA's fair-value estimate is 23% below its share price and NTB's fair-value estimate is 67% above its share price, so NTB looks like the better value of the two on SmarterDividends' blended model.
Cite this page
SmarterDividends, "MA vs NTB: Dividend Yield, Safety & Value Compared," updated Oct 18, 2026, https://smarterdividends.com/compare/ma-vs-ntb
| Metric | MA | NTB |
|---|---|---|
| Forward yield | 0.56% | 3.41% |
| Annual dividend | $3.48 | $2.00 |
| Payout ratio | 18% | 35% |
| Years of growth | 14 yr | 1 yr |
| 5-yr dividend growth | 13.7% | 0.9% |
| 5-yr total return | 96% | 59% |
| Dividend safety score | 89 (A) | 85 (A) |
| Fair value estimate | $474.95 | $98.03 |
| Upside to fair value | -23% | +67% |
| Frequency | quarterly | quarterly |
| Market cap | $540.9B | $2.3B |
| P/E ratio | 34.0 | 10.3 |
Higher yield
NTB
3.41%
Safer dividend
MA
Grade A
Faster growth
MA
13.7%
Better value
NTB
+67% upside
MA vs NTB — FAQ
Is MA or NTB a better dividend stock?
On the data, MA wins more head-to-head categories (6 vs 2). NTB offers the higher yield (3.41%), while MA has the stronger dividend-safety score. The right pick depends on whether you prioritise income, safety or value.
Which has a higher dividend yield, MA or NTB?
NTB has the higher forward dividend yield at 3.41%, versus 0.56% for MA.
Is MA or NTB safer?
MA has the higher dividend-safety score (89/100 vs 85/100), reflecting stronger payout coverage and dividend-growth history.
Is MA or NTB better value right now?
As of Oct 18, 2026, NTB looks like the better value: its fair-value estimate is 67% above its share price (undervalued). For MA, its fair-value estimate is 23% below its share price.
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See more dividend stock comparisons · data refreshes daily · for informational purposes only, not investment advice.