MA vs PCB: Which Is the Better Dividend Stock?
As of Oct 18, 2026, MA (Mastercard Incorporated) screens as the stronger dividend stock, winning 5 of 8 head-to-head metrics. PCB offers the higher yield at 3.15%, MA has the higher dividend-safety score, and PCB looks like the better value (its fair-value estimate is 72% above its share price).
Key facts: MA vs PCB
Data as of · Source: SmarterDividends data
- As of Oct 18, 2026, PCB Bancorp (PCB) has the higher forward dividend yield at 3.15%, versus 0.56% for Mastercard Incorporated (MA).
- As of Oct 18, 2026, SmarterDividends grades MA's dividend safety A (89/100) and PCB's A (85/100).
- By SmarterDividends' count as of Oct 18, 2026, MA has raised its dividend for 14 consecutive years and PCB for 7.
- As of Oct 18, 2026, MA pays out 18% of its earnings as dividends and PCB pays out 29%.
- As of Oct 18, 2026, MA's fair-value estimate is 23% below its share price and PCB's fair-value estimate is 72% above its share price, so PCB looks like the better value of the two on SmarterDividends' blended model.
Cite this page
SmarterDividends, "MA vs PCB: Dividend Yield, Safety & Value Compared," updated Oct 18, 2026, https://smarterdividends.com/compare/ma-vs-pcb
| Metric | MA | PCB |
|---|---|---|
| Forward yield | 0.56% | 3.15% |
| Annual dividend | $3.48 | $0.88 |
| Payout ratio | 18% | 29% |
| Years of growth | 14 yr | 7 yr |
| 5-yr dividend growth | 13.7% | 14.9% |
| 5-yr total return | 96% | 25% |
| Dividend safety score | 89 (A) | 85 (A) |
| Fair value estimate | $474.95 | $48.09 |
| Upside to fair value | -23% | +72% |
| Frequency | quarterly | quarterly |
| Market cap | $540.9B | $392.3M |
| P/E ratio | 34.0 | 9.7 |
Higher yield
PCB
3.15%
Safer dividend
MA
Grade A
Faster growth
PCB
14.9%
Better value
PCB
+72% upside
MA vs PCB — FAQ
Is MA or PCB a better dividend stock?
On the data, MA wins more head-to-head categories (5 vs 3). PCB offers the higher yield (3.15%), while MA has the stronger dividend-safety score. The right pick depends on whether you prioritise income, safety or value.
Which has a higher dividend yield, MA or PCB?
PCB has the higher forward dividend yield at 3.15%, versus 0.56% for MA.
Is MA or PCB safer?
MA has the higher dividend-safety score (89/100 vs 85/100), reflecting stronger payout coverage and dividend-growth history.
Is MA or PCB better value right now?
As of Oct 18, 2026, PCB looks like the better value: its fair-value estimate is 72% above its share price (undervalued). For MA, its fair-value estimate is 23% below its share price.
Related comparisons
See more dividend stock comparisons · data refreshes daily · for informational purposes only, not investment advice.