MA vs RGA: Which Is the Better Dividend Stock?
As of Oct 18, 2026, RGA (Reinsurance Group of America, Incorporated) screens as the stronger dividend stock, winning 7 of 8 head-to-head metrics. RGA offers the higher yield at 1.47%, RGA has the higher dividend-safety score, and RGA looks like the better value (its fair-value estimate is 23% below its share price).
Key facts: MA vs RGA
Data as of · Source: SmarterDividends data
- As of Oct 18, 2026, Reinsurance Group of America, Incorporated (RGA) has the higher forward dividend yield at 1.47%, versus 0.56% for Mastercard Incorporated (MA).
- As of Oct 18, 2026, SmarterDividends grades MA's dividend safety A (89/100) and RGA's A (94/100).
- By SmarterDividends' count as of Oct 18, 2026, MA has raised its dividend for 14 consecutive years and RGA for 16.
- As of Oct 18, 2026, MA pays out 18% of its earnings as dividends and RGA pays out 16%.
- As of Oct 18, 2026, MA's fair-value estimate is 23% below its share price and RGA's fair-value estimate is 23% below its share price, so RGA looks like the better value of the two on SmarterDividends' blended model.
Cite this page
SmarterDividends, "MA vs RGA: Dividend Yield, Safety & Value Compared," updated Oct 18, 2026, https://smarterdividends.com/compare/ma-vs-rga
| Metric | MA | RGA |
|---|---|---|
| Forward yield | 0.56% | 1.47% |
| Annual dividend | $3.48 | $3.92 |
| Payout ratio | 18% | 16% |
| Years of growth | 14 yr | 16 yr |
| 5-yr dividend growth | 13.7% | 5.4% |
| 5-yr total return | 96% | 181% |
| Dividend safety score | 89 (A) | 94 (A) |
| Fair value estimate | $474.95 | $206.23 |
| Upside to fair value | -23% | -23% |
| Frequency | quarterly | quarterly |
| Market cap | $540.9B | $17.4B |
| P/E ratio | 34.0 | 11.7 |
Higher yield
RGA
1.47%
Safer dividend
RGA
Grade A
Faster growth
MA
13.7%
Better value
RGA
-23% upside
MA vs RGA — FAQ
Is MA or RGA a better dividend stock?
On the data, RGA wins more head-to-head categories (7 vs 1). RGA offers the higher yield (1.47%), while RGA has the stronger dividend-safety score. The right pick depends on whether you prioritise income, safety or value.
Which has a higher dividend yield, MA or RGA?
RGA has the higher forward dividend yield at 1.47%, versus 0.56% for MA.
Is MA or RGA safer?
RGA has the higher dividend-safety score (94/100 vs 89/100), reflecting stronger payout coverage and dividend-growth history.
Is MA or RGA better value right now?
As of Oct 18, 2026, RGA looks like the better value: its fair-value estimate is 23% below its share price (overvalued). For MA, its fair-value estimate is 23% below its share price.
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See more dividend stock comparisons · data refreshes daily · for informational purposes only, not investment advice.