SmarterDividends

MA vs USA: Which Is the Better Dividend Stock?

As of Oct 18, 2026, MA (Mastercard Incorporated) screens as the stronger dividend stock, winning 6 of 8 head-to-head metrics. USA offers the higher yield at 11.38%, MA has the higher dividend-safety score, and USA looks like the better value (its fair-value estimate is 4% above its share price).

Key facts: MA vs USA

Data as of · Source: SmarterDividends data

  • As of Oct 18, 2026, Liberty All-Star Equity Fund (USA) has the higher forward dividend yield at 11.38%, versus 0.56% for Mastercard Incorporated (MA).
  • As of Oct 18, 2026, SmarterDividends grades MA's dividend safety A (89/100) and USA's C (53/100).
  • By SmarterDividends' count as of Oct 18, 2026, MA has raised its dividend for 14 consecutive years and USA for 0.
  • As of Oct 18, 2026, MA pays out 18% of its earnings as dividends and USA pays out 309%.
  • As of Oct 18, 2026, MA's fair-value estimate is 23% below its share price and USA's fair-value estimate is 4% above its share price, so USA looks like the better value of the two on SmarterDividends' blended model.
Cite this page

SmarterDividends, "MA vs USA: Dividend Yield, Safety & Value Compared," updated Oct 18, 2026, https://smarterdividends.com/compare/ma-vs-usa

MetricMAUSA
Forward yield0.56%11.38%
Annual dividend$3.48$0.67
Payout ratio18%309%
Years of growth14 yr0 yr
5-yr dividend growth13.7%1.2%
5-yr total return96%-28%
Dividend safety score89 (A)53 (C)
Fair value estimate$474.95$6.10
Upside to fair value-23%+4%
Frequencyquarterlyquarterly
Market cap$540.9B$1.8B
P/E ratio34.026.8

Higher yield

USA

11.38%

Safer dividend

MA

Grade A

Faster growth

MA

13.7%

Better value

USA

+4% upside

MA vs USA — FAQ

Is MA or USA a better dividend stock?

On the data, MA wins more head-to-head categories (6 vs 2). USA offers the higher yield (11.38%), while MA has the stronger dividend-safety score. The right pick depends on whether you prioritise income, safety or value.

Which has a higher dividend yield, MA or USA?

USA has the higher forward dividend yield at 11.38%, versus 0.56% for MA.

Is MA or USA safer?

MA has the higher dividend-safety score (89/100 vs 53/100), reflecting stronger payout coverage and dividend-growth history.

Is MA or USA better value right now?

As of Oct 18, 2026, USA looks like the better value: its fair-value estimate is 4% above its share price (fairly valued). For MA, its fair-value estimate is 23% below its share price.

See more dividend stock comparisons · data refreshes daily · for informational purposes only, not investment advice.