MSFW vs MSTW: Yield, Cost and Returns Compared
As of Nov 8, 2026, MSFW yields more: 28.83% (dividend yield) against — for MSTW. MSFW is cheaper to own at 1.00% a year vs 1.00%. Over the same months (Jul 2025 to Oct 2026), MSFW returned -5.4% a year with distributions reinvested, and MSTW -70.5%.
| Compared | MSFW | MSTW |
|---|---|---|
| YieldDividend yield | 28.83% | — |
| Expense ratio | 1.00% | 1.00% |
| Total return, 1 yr | −2.7% | −64.1% |
| Worst drop since Jul 2025 | -36.8% | -86.0% |
| Share price since Jul 2025 | −39% | −92% |
| Pays | Weekly | Weekly |
| Issuer | Roundhill | Roundhill |
| Assets | $28.9M | $68.8M |
| Started | 2025 | 2025 |
| Type | Trading--Miscellaneous | Trading--Miscellaneous |
Higher yield
MSFW
28.83%
Lower cost
MSFW
1.00%
Better total return
MSFW
-5.4%/yr
Smaller worst drop
MSFW
-36.8%
Key facts: MSFW vs MSTW
Data as of · Source: SmarterDividends data
- As of Nov 8, 2026, MSFW yields 28.83% (dividend yield) and MSTW yields — (dividend yield).
- MSFW's expense ratio is 1.00% and MSTW's is 1.00%: $100 vs $100 a year on $10,000.
- From Jul 2025 to Oct 2026, $10,000 in MSFW grew to $9,325 (-5.4% a year) and $10,000 in MSTW to $2,171 (-70.5% a year), distributions reinvested.
- Their worst month-end drops over that time: -36.8% for MSFW and -86.0% for MSTW.
- 1 of MSFW's top ten holdings are also in MSTW's top ten, an overlap of at least 24% of the fund.
Cite this page
SmarterDividends, "MSFW vs MSTW: Yield, Cost and Returns Compared," updated Nov 8, 2026, https://smarterdividends.com/compare/msfw-vs-mstw
$10,000 in each, Jul 2025 to Oct 2026
Distributions reinvested, month-end values, with the S&P 500 for reference.
MSFW became
$9,325
-5.4% a year
MSTW became
$2,171
-70.5% a year
Top holdings
1 of the top ten overlap, at least 24% of each fund.
MSFW
- FGXXX First American Government Obligs X31.4%
- MSFT Microsoft Corp9.9%
MSTW
- FGXXX First American Government Obligs X23.7%
MSFW vs MSTW: questions
Is MSFW or MSTW better?
It depends on the job. MSFW pays more today (28.83% vs —), MSFW costs less, and MSFW has the better total return over Jul 2025 to Oct 2026, with MSFW holding up better in its worst stretch. For income, look at yield and whether the payouts hold up; for growth, total return and drawdowns.
Which pays a higher dividend, MSFW or MSTW?
MSFW, at 28.83% against — for MSTW as of Nov 8, 2026. On $10,000 that's about $2,883 vs $0 a year at today's rates.
Which has the better total return?
MSFW. From Jul 2025 to Oct 2026, it returned -5.4% a year with distributions reinvested, against -70.5% for MSTW. $10,000 became $9,325 vs $2,171.
Which is cheaper, MSFW or MSTW?
MSFW, with a 1.00% expense ratio against 1.00%.
Do MSFW and MSTW hold the same things?
Partly. 1 of their top ten holdings match (FGXXX), at least 24% of each fund. Owning both doubles up on those.
Yields, costs and holdings as each fund reports them (via Yahoo Finance), updated daily; returns from month-end prices with distributions reinvested. MSFW leads on 3 of 3 measures above. For information only, not investment advice. Last fund data: Nov 8, 2026.