SmarterDividends

NVSEF vs UNH: Which Is the Better Dividend Stock?

As of July 2026, UNH (UnitedHealth Group Incorporated) screens as the stronger dividend stock, winning 5 of 8 head-to-head metrics. NVSEF offers the higher yield at 2.99%, UNH has the higher dividend-safety score, and UNH trades at the larger discount to fair value (+43%).

MetricNVSEFUNH
Forward yield2.99%2.22%
Annual dividend$4.73$9.28
Payout ratio66%67%
Years of growth6 yr16 yr
5-yr dividend growth6.4%12.6%
5-yr total return80%3%
Dividend safety score61 (C)88 (A)
Fair value estimate$194.98$609.92
Upside to fair value+23%+43%
Frequencyannualquarterly
Market cap$301.9B$388.9B
P/E ratio22.732.2

Higher yield

NVSEF

2.99%

Safer dividend

UNH

Grade A

Faster growth

UNH

12.6%

Better value

UNH

+43% upside

NVSEF vs UNH — FAQ

See more dividend stock comparisons · data refreshes daily · for informational purposes only, not investment advice.