SmarterDividends

NVSEF vs UNH: Which Is the Better Dividend Stock?

As of August 2026, UNH (UnitedHealth Group Incorporated) screens as the stronger dividend stock, winning 6 of 8 head-to-head metrics. NVSEF offers the higher yield at 3.00%, UNH has the higher dividend-safety score, and UNH trades at the larger discount to fair value (+4%).

MetricNVSEFUNH
Forward yield3.00%2.38%
Annual dividend$4.73$9.28
Payout ratio70%58%
Years of growth6 yr16 yr
5-yr dividend growth6.4%12.6%
5-yr total return102%-0%
Dividend safety score63 (C)86 (A)
Fair value estimate$163.72$407.12
Upside to fair value+4%+4%
Frequencyannualquarterly
Market cap$311.0B$357.9B
P/E ratio24.725.1

Higher yield

NVSEF

3.00%

Safer dividend

UNH

Grade A

Faster growth

UNH

12.6%

Better value

UNH

+4% upside

NVSEF vs UNH — FAQ

See more dividend stock comparisons · data refreshes daily · for informational purposes only, not investment advice.