OCFC vs V: Which Is the Better Dividend Stock?
As of July 2026, V (Visa Inc.) screens as the stronger dividend stock, winning 6 of 8 head-to-head metrics. OCFC offers the higher yield at 4.09%, V has the higher dividend-safety score, and OCFC trades at the larger discount to fair value (+24%).
| Metric | OCFC | V |
|---|---|---|
| Forward yield | 4.09% | 0.75% |
| Annual dividend | $0.80 | $2.68 |
| Payout ratio | 68% | 22% |
| Years of growth | 0 yr | 17 yr |
| 5-yr dividend growth | 3.3% | 14.9% |
| 5-yr total return | -8% | 55% |
| Dividend safety score | 82 (A) | 92 (A) |
| Fair value estimate | $24.16 | $348.41 |
| Upside to fair value | +24% | -2% |
| Frequency | quarterly | quarterly |
| Market cap | $1.7B | $676.5B |
| P/E ratio | 16.6 | 31.1 |
Higher yield
OCFC
4.09%
Safer dividend
V
Grade A
Faster growth
V
14.9%
Better value
OCFC
+24% upside
OCFC vs V — FAQ
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