SmarterDividends
OCFC

OceanFirst Financial Corp.

OCFC

Financial Services · Banks - Regional · Stock · quarterly payer

$15.83

Undervalued · +23% Add to Portfolio

Forward Yield

5.06%

Annual Dividend

$0.80

Payout Ratio

100%

5-Yr Growth

3.3%

Ex-Date

Aug 10, 2026

Frequency

Quarterly

Key facts about OCFC's dividend

Data as of · Source: SmarterDividends data

  • As of Oct 18, 2026, OceanFirst Financial Corp. (OCFC) has a forward dividend yield of 5.06%, based on an annual dividend of $0.80 per share and a share price of $15.83.
  • As of Oct 18, 2026, OCFC's dividend safety grade from SmarterDividends is B (78 out of 100), which rates the dividend as safe.
  • OCFC last cut its regular dividend in 2010.
  • OCFC's most recent ex-dividend date was Aug 10, 2026, for a dividend of $0.20 per share.
  • As of Oct 18, 2026, OCFC pays out 100% of its trailing 12-month earnings as dividends (its payout ratio).
  • OCFC's dividend has grown at an average rate of 3.3% a year over the past five years.
  • As of Oct 18, 2026, OCFC's 5.06% yield is 23% above its five-year average yield of 4.12%.
  • As of Oct 18, 2026, SmarterDividends' blended fair-value estimate for OCFC is $19.52 per share, 23% above the $15.83 share price, so OCFC screens as undervalued.
  • OceanFirst Financial Corp. (OCFC) pays its dividend quarterly, 4 times a year.
  • OceanFirst Financial Corp. (OCFC) has raised its regular dividend 13 times and cut it 1 time across the 118 payments on record since 1997. Its most recent change was a 17.6% increase to $0.200 per share, going ex-dividend on Aug 5, 2022. The last cut went ex-dividend on Jan 28, 2010.
Cite this page

SmarterDividends, "OCFC Dividend: Yield, Safety Grade & Next Ex-Date," updated Oct 18, 2026, https://smarterdividends.com/stocks/OCFC

Summary

As of Oct 18, 2026, OceanFirst Financial Corp. (OCFC) yields 5.06% ($0.80 a year per share) and has a dividend safety grade of B (78/100).

Is OCFC a good dividend stock?

Yes

OceanFirst Financial Corp. (OCFC) pays a quarterly dividend yielding 5.06% ($0.80/yr), with 0 years of growth and a dividend-safety grade of B. It scores well across payout coverage, growth history and safety — a dependable income holding.

Advantages

    Risks

    • Cut its dividend in 2010
    • Elevated payout ratio (100%)
    • Share price is down over the past 5 years

    Key Data

    Dividend Yield
    5.06%
    Payout Ratio
    100%
    Annual Dividend
    $0.80
    5-Yr Avg Growth
    3.3%
    Ex-Dividend Date
    Aug 10, 2026
    Years of Growth
    0
    Frequency
    quarterly
    Beta
    1.00
    Market Cap
    $1.5B
    P/E Ratio
    19.8
    5-Yr Total Return
    -23%
    52-Week Range
    $15.66 – $20.61
    Dividend Safety
    B · 78/100
    Ever Cut?
    Yes (2010)

    OCFC dividend raises and cuts

    OceanFirst Financial Corp. (OCFC) has raised its regular dividend 13 times and cut it 1 time across the 118 payments on record since 1997. Its most recent change was a 17.6% increase to $0.200 per share, going ex-dividend on Aug 5, 2022. The last cut went ex-dividend on Jan 28, 2010.

    Ex-dateChangeOld → newMove
    Aug 5, 2022Raise$0.170 → $0.200+17.6%
    Nov 2, 2018Raise$0.150 → $0.170+13.3%
    Nov 3, 2016Raise$0.130 → $0.150+15.4%
    Oct 30, 2014Raise$0.120 → $0.130+8.3%
    Jan 28, 2010Cut$0.200 → $0.120−40.0%
    Apr 30, 2003Raise$0.180 → $0.200+11.1%
    Jul 31, 2002Raise$0.173 → $0.180+3.8%
    May 1, 2002Raise$0.160 → $0.173+8.3%
    Jan 30, 2002Raise$0.153 → $0.160+4.3%
    Oct 31, 2001Raise$0.140 → $0.153+9.5%
    May 2, 2001Raise$0.127 → $0.140+10.5%
    May 3, 2000Raise$0.100 → $0.127+26.7%
    Show all 14 changes since 1998
    Ex-dateChangeOld → newMove
    Apr 29, 1999Raise$0.0800 → $0.100+25.0%
    Apr 30, 1998Raise$0.0667 → $0.0800+20.0%
    Every OCFC payment →Download every raise and cut (CSV)
    OCFC ex-dividend date & scheduleNext ex-date Aug 10, 2026 · full ex-dividend historyView →OCFC dividend historyEvery payment, totals by year, raises and cutsView →

    Frequently Asked Questions

    Is OCFC a good dividend stock?

    Yes. OceanFirst Financial Corp. (OCFC) pays a quarterly dividend yielding 5.06% ($0.80/yr), with 0 years of growth and a dividend-safety grade of B. It scores well across payout coverage, growth history and safety — a dependable income holding.

    Is OCFC undervalued?

    Based on a blend of discounted cash flow, a dividend-discount model and an earnings-multiple estimate, OCFC's fair value is about $19.52 versus a $15.83 share price — so it looks undervalued (+23% vs. fair value).

    Is OCFC's dividend safe?

    OCFC has a dividend-safety grade of B (78/100), based on its payout coverage, free-cash-flow, 0-year growth streak, a dividend cut in 2010, debt and yield-versus-history.

    What is OCFC's fair value?

    Our blended fair-value estimate for OCFC is about $19.52 per share, roughly 23% above the current $15.83 price — combining a discounted cash flow, a dividend-discount model and an earnings multiple.

    Is OCFC a buy, hold, or sell?

    We don't issue formal ratings, but on the data OCFC screens as "yes" and undervalued. OceanFirst Financial Corp. (OCFC) pays a quarterly dividend yielding 5.06% ($0.80/yr), with 0 years of growth and a dividend-safety grade of B. It scores well across payout coverage, growth history and safety — a dependable income holding. This is research for your own analysis, not investment advice.

    Will OCFC cut its dividend?

    OCFC earns a dividend-safety grade of B (78/100), and has cut its dividend before (last in 2010). A higher score means lower cut risk based on payout coverage, cash flow and history — but no score guarantees a dividend.

    Does OCFC pay a dividend?

    Yes. OceanFirst Financial Corp. pays a quarterly dividend of about $0.80 per share annually, a forward yield of roughly 5.06%.

    What is OCFC's dividend yield?

    As of Oct 18, 2026, OCFC's forward dividend yield is 5.06%, based on a $0.80 annual dividend and a $15.83 share price.

    What is OCFC's dividend per share?

    As of Oct 18, 2026, OCFC pays $0.80 per share per year, distributed on a quarterly basis.

    What is OCFC's dividend payout ratio?

    As of Oct 18, 2026, OCFC's payout ratio is 100% of trailing 12-month earnings — an elevated level worth watching, as it leaves less cushion if earnings dip.

    How many years has OCFC grown its dividend?

    OCFC does not currently have a long dividend-growth streak on record.

    When is the next OCFC ex-dividend date?

    As of Oct 18, 2026, OCFC's next ex-dividend date hasn't been announced. The most recent was Aug 10, 2026, for $0.20 per share.

    Income Calculator

    At $0.80 / yr per share

    Per payment (quarterly)$20.00
    Annual$80.00
    Monthly avg$6.67

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