MA vs OCFC: Which Is the Better Dividend Stock?
As of July 2026, MA (Mastercard Incorporated) screens as the stronger dividend stock, winning 6 of 8 head-to-head metrics. OCFC offers the higher yield at 4.09%, MA has the higher dividend-safety score, and OCFC trades at the larger discount to fair value (+24%).
| Metric | MA | OCFC |
|---|---|---|
| Forward yield | 0.66% | 4.09% |
| Annual dividend | $3.48 | $0.80 |
| Payout ratio | 18% | 68% |
| Years of growth | 14 yr | 0 yr |
| 5-yr dividend growth | 13.7% | 3.3% |
| 5-yr total return | 56% | -8% |
| Dividend safety score | 89 (A) | 82 (A) |
| Fair value estimate | $558.11 | $24.16 |
| Upside to fair value | +3% | +24% |
| Frequency | quarterly | quarterly |
| Market cap | $476.8B | $1.7B |
| P/E ratio | 31.2 | 16.6 |
Higher yield
OCFC
4.09%
Safer dividend
MA
Grade A
Faster growth
MA
13.7%
Better value
OCFC
+24% upside
MA vs OCFC — FAQ
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