SmarterDividends

PFE vs UNH: Which Is the Better Dividend Stock?

As of Oct 29, 2026, UNH (UnitedHealth Group Incorporated) screens as the stronger dividend stock, winning 6 of 7 head-to-head metrics. PFE offers the higher yield at 5.77%, UNH has the higher dividend-safety score, and UNH looks like the better value (its fair-value estimate is 21% above its share price).

Key facts: PFE vs UNH

Data as of · Source: SmarterDividends data

  • As of Oct 29, 2026, Pfizer Inc. (PFE) has the higher forward dividend yield at 5.77%, versus 2.26% for UnitedHealth Group Incorporated (UNH).
  • As of Oct 29, 2026, SmarterDividends grades PFE's dividend safety B (78/100) and UNH's A (89/100).
  • By SmarterDividends' count as of Oct 29, 2026, PFE has raised its dividend for 16 consecutive years and UNH for 16.
  • As of Oct 29, 2026, PFE pays out 226% of its earnings as dividends and UNH pays out 58%.
  • As of Oct 29, 2026, PFE's fair-value estimate is 35% below its share price and UNH's fair-value estimate is 21% above its share price, so UNH looks like the better value of the two on SmarterDividends' blended model.
Cite this page

SmarterDividends, "PFE vs UNH: Dividend Yield, Safety & Value Compared," updated Oct 29, 2026, https://smarterdividends.com/compare/pfe-vs-unh

MetricPFEUNH
Forward yield5.77%2.26%
Annual dividend$1.72$9.28
Payout ratio226%58%
Years of growth16 yr16 yr
5-yr dividend growth3.6%12.6%
5-yr total return-44%-6%
Dividend safety score78 (B)89 (A)
Fair value estimate$19.01$493.81
Upside to fair value-35%+21%
Frequencyquarterlyquarterly
Market cap$167.9B$365.4B
P/E ratio38.823.2

Higher yield

PFE

5.77%

Safer dividend

UNH

Grade A

Faster growth

UNH

12.6%

Better value

UNH

+21% upside

PFE vs UNH — FAQ

Is PFE or UNH a better dividend stock?

On the data, UNH wins more head-to-head categories (6 vs 1). PFE offers the higher yield (5.77%), while UNH has the stronger dividend-safety score. The right pick depends on whether you prioritise income, safety or value.

Which has a higher dividend yield, PFE or UNH?

PFE has the higher forward dividend yield at 5.77%, versus 2.26% for UNH.

Is PFE or UNH safer?

UNH has the higher dividend-safety score (89/100 vs 78/100), reflecting stronger payout coverage and dividend-growth history.

Is PFE or UNH better value right now?

As of Oct 29, 2026, UNH looks like the better value: its fair-value estimate is 21% above its share price (undervalued). For PFE, its fair-value estimate is 35% below its share price.

See more dividend stock comparisons · data refreshes daily · for informational purposes only, not investment advice.