SmarterDividends

PSX vs RYDAF: Which Is the Better Dividend Stock?

As of September 2026, PSX (Phillips 66) screens as the stronger dividend stock, winning 5 of 8 head-to-head metrics. RYDAF offers the higher yield at 3.35%, PSX has the higher dividend-safety score, and RYDAF trades at the larger discount to fair value (-10%).

MetricPSXRYDAF
Forward yield1.86%3.35%
Annual dividend$5.08$1.56
Payout ratio28%33%
Years of growth13 yr5 yr
5-yr dividend growth5.7%16.7%
5-yr total return265%109%
Dividend safety score89 (A)65 (C)
Fair value estimate$136.43$42.46
Upside to fair value-50%-10%
Frequencyquarterlyquarterly
Market cap$109.0B$270.7B
P/E ratio15.610.5

Higher yield

RYDAF

3.35%

Safer dividend

PSX

Grade A

Faster growth

RYDAF

16.7%

Better value

RYDAF

-10% upside

PSX vs RYDAF — FAQ

See more dividend stock comparisons · data refreshes daily · for informational purposes only, not investment advice.