PSX vs RYDAF: Which Is the Better Dividend Stock?
As of Nov 6, 2026, PSX (Phillips 66) screens as the stronger dividend stock, winning 5 of 8 head-to-head metrics. RYDAF offers the higher yield at 3.12%, PSX has the higher dividend-safety score, and RYDAF looks like the better value (its fair-value estimate is 15% below its share price).
Key facts: PSX vs RYDAF
Data as of · Source: SmarterDividends data
- As of Nov 6, 2026, Shell plc (RYDAF) has the higher forward dividend yield at 3.12%, versus 2.15% for Phillips 66 (PSX).
- As of Nov 6, 2026, SmarterDividends grades PSX's dividend safety A (91/100) and RYDAF's B (66/100).
- By SmarterDividends' count as of Nov 6, 2026, PSX has raised its dividend for 13 consecutive years and RYDAF for 5.
- As of Nov 6, 2026, PSX pays out 16% of its earnings as dividends and RYDAF pays out 26%.
- As of Nov 6, 2026, PSX's fair-value estimate is 47% below its share price and RYDAF's fair-value estimate is 15% below its share price, so RYDAF looks like the better value of the two on SmarterDividends' blended model.
Cite this page
SmarterDividends, "PSX vs RYDAF: Dividend Yield, Safety & Value Compared," updated Nov 6, 2026, https://smarterdividends.com/compare/psx-vs-rydaf
| Metric | PSX | RYDAF |
|---|---|---|
| Forward yield | 2.15% | 3.12% |
| Annual dividend | $5.32 | $1.56 |
| Payout ratio | 16% | 26% |
| Years of growth | 13 yr | 5 yr |
| 5-yr dividend growth | 5.7% | 16.7% |
| 5-yr total return | 309% | 154% |
| Dividend safety score | 91 (A) | 66 (B) |
| Fair value estimate | $131.67 | $42.42 |
| Upside to fair value | -47% | -15% |
| Frequency | quarterly | semiannual |
| Market cap | $96.4B | $283.4B |
| P/E ratio | 7.9 | 8.7 |
Higher yield
RYDAF
3.12%
Safer dividend
PSX
Grade A
Faster growth
RYDAF
16.7%
Better value
RYDAF
-15% upside
PSX vs RYDAF — FAQ
Is PSX or RYDAF a better dividend stock?
On the data, PSX wins more head-to-head categories (5 vs 3). RYDAF offers the higher yield (3.12%), while PSX has the stronger dividend-safety score. The right pick depends on whether you prioritise income, safety or value.
Which has a higher dividend yield, PSX or RYDAF?
RYDAF has the higher forward dividend yield at 3.12%, versus 2.15% for PSX.
Is PSX or RYDAF safer?
PSX has the higher dividend-safety score (91/100 vs 66/100), reflecting stronger payout coverage and dividend-growth history.
Is PSX or RYDAF better value right now?
As of Nov 6, 2026, RYDAF looks like the better value: its fair-value estimate is 15% below its share price (overvalued). For PSX, its fair-value estimate is 47% below its share price.
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See more dividend stock comparisons · data refreshes daily · for informational purposes only, not investment advice.