SmarterDividends

QQQI vs RYLD: Yield, Cost and Returns Compared

As of Nov 9, 2026, QQQI yields more: 15.42% (dividend yield) against 12.27% for RYLD. RYLD is cheaper to own at 0.60% a year vs 0.68%. Over the same 2 years (Jan 2024 to Oct 2026), QQQI returned 17.4% a year with distributions reinvested, and RYLD 10.2%.

ComparedQQQIRYLD
YieldDividend yield15.42%12.27%
Expense ratio0.68%0.60%
Total return, 1 yr+7.1%+12.1%
Total return, 3 yr (a year)—+11.0%
Total return, 5 yr (a year)—+2.1%
Worst drop since Jan 2024-8.2%-9.8%
Share price since Jan 2024+5%−6%
PaysMonthlyMonthly
IssuerNeosGlobal X
Assets$14.8B$1.3B
Started20242019
TypeDerivative IncomeDerivative Income

Higher yield

QQQI

15.42%

Lower cost

RYLD

0.60%

Better total return

QQQI

17.4%/yr

Smaller worst drop

QQQI

-8.2%

Key facts: QQQI vs RYLD

Data as of · Source: SmarterDividends data

  • As of Nov 9, 2026, QQQI yields 15.42% (dividend yield) and RYLD yields 12.27% (dividend yield).
  • QQQI's expense ratio is 0.68% and RYLD's is 0.60%: $68 vs $60 a year on $10,000.
  • From Jan 2024 to Oct 2026, $10,000 in QQQI grew to $15,556 (17.4% a year) and $10,000 in RYLD to $13,061 (10.2% a year), distributions reinvested.
  • Their worst month-end drops over that time: -8.2% for QQQI and -9.8% for RYLD.
  • 0 of QQQI's top ten holdings are also in RYLD's top ten.
Cite this page

SmarterDividends, "QQQI vs RYLD: Yield, Cost and Returns Compared," updated Nov 9, 2026, https://smarterdividends.com/compare/qqqi-vs-ryld

$10,000 in each, Jan 2024 to Oct 2026

Distributions reinvested, month-end values, with the S&P 500 for reference.

QQQI became

$15,556

17.4% a year

RYLD became

$13,061

10.2% a year

Try other dates, monthly additions or more tickers →

Top holdings

No overlap in the top ten.

QQQI

  1. AAPL Apple Inc8.1%
  2. NVDA NVIDIA Corp8.0%
  3. MSFT Microsoft Corp6.3%
  4. MU Micron Technology Inc4.5%
  5. AMZN Amazon.com Inc4.2%
  6. AMD Advanced Micro Devices Inc3.7%
  7. TSLA Tesla Inc3.4%
  8. META Meta Platforms Inc Class A3.0%
  9. WMT Walmart Inc2.7%
  10. GOOGL Alphabet Inc Class A2.6%

RYLD

  1. RSSL Global X Russell 2000 ETF103.0%

QQQI vs RYLD: questions

Is QQQI or RYLD better?

It depends on the job. QQQI pays more today (15.42% vs 12.27%), RYLD costs less, and QQQI has the better total return over Jan 2024 to Oct 2026, with QQQI holding up better in its worst stretch. For income, look at yield and whether the payouts hold up; for growth, total return and drawdowns.

Which pays a higher dividend, QQQI or RYLD?

QQQI, at 15.42% against 12.27% for RYLD as of Nov 9, 2026. On $10,000 that's about $1,542 vs $1,227 a year at today's rates.

Which has the better total return?

QQQI. From Jan 2024 to Oct 2026, it returned 17.4% a year with distributions reinvested, against 10.2% for RYLD. $10,000 became $15,556 vs $13,061.

Which is cheaper, QQQI or RYLD?

RYLD, with a 0.60% expense ratio against 0.68%.

Do QQQI and RYLD hold the same things?

Not at the top: none of their top ten holdings match.

Yields, costs and holdings as each fund reports them (via Yahoo Finance), updated daily; returns from month-end prices with distributions reinvested. QQQI leads on 3 of 5 measures above. For information only, not investment advice. Last fund data: Nov 9, 2026.