SmarterDividends

QQQI vs SDTY: Yield, Cost and Returns Compared

As of Nov 7, 2026, SDTY yields more: 28.91% (dividend yield) against 15.42% for QQQI. QQQI is cheaper to own at 0.68% a year vs 1.08%. Over the same months (Feb 2025 to Oct 2026), QQQI returned 15.7% a year with distributions reinvested, and SDTY 14.6%.

ComparedQQQISDTY
YieldDividend yield15.42%28.91%
Expense ratio0.68%1.08%
Total return, 1 yr+7.1%+12.9%
Worst drop since Feb 2025-6.5%-10.6%
Share price since Feb 2025+1%−19%
PaysMonthlyWeekly
IssuerNeosYieldMax
Assets$14.8B$40.5M
Started20242025
TypeDerivative IncomeDerivative Income

Higher yield

SDTY

28.91%

Lower cost

QQQI

0.68%

Better total return

QQQI

15.7%/yr

Smaller worst drop

QQQI

-6.5%

Key facts: QQQI vs SDTY

Data as of · Source: SmarterDividends data

  • As of Nov 7, 2026, QQQI yields 15.42% (dividend yield) and SDTY yields 28.91% (dividend yield).
  • QQQI's expense ratio is 0.68% and SDTY's is 1.08%: $68 vs $108 a year on $10,000.
  • From Feb 2025 to Oct 2026, $10,000 in QQQI grew to $12,759 (15.7% a year) and $10,000 in SDTY to $12,543 (14.6% a year), distributions reinvested.
  • Their worst month-end drops over that time: -6.5% for QQQI and -10.6% for SDTY.
  • 0 of QQQI's top ten holdings are also in SDTY's top ten.
Cite this page

SmarterDividends, "QQQI vs SDTY: Yield, Cost and Returns Compared," updated Nov 7, 2026, https://smarterdividends.com/compare/qqqi-vs-sdty

$10,000 in each, Feb 2025 to Oct 2026

Distributions reinvested, month-end values, with the S&P 500 for reference.

QQQI became

$12,759

15.7% a year

SDTY became

$12,543

14.6% a year

Try other dates, monthly additions or more tickers →

Top holdings

No overlap in the top ten.

QQQI

  1. AAPL Apple Inc8.1%
  2. NVDA NVIDIA Corp8.0%
  3. MSFT Microsoft Corp6.3%
  4. MU Micron Technology Inc4.5%
  5. AMZN Amazon.com Inc4.2%
  6. AMD Advanced Micro Devices Inc3.7%
  7. TSLA Tesla Inc3.4%
  8. META Meta Platforms Inc Class A3.0%
  9. WMT Walmart Inc2.7%
  10. GOOGL Alphabet Inc Class A2.6%

SDTY

  1. FGXXX First American Government Obligs X11.4%

QQQI vs SDTY: questions

Is QQQI or SDTY better?

It depends on the job. SDTY pays more today (28.91% vs 15.42%), QQQI costs less, and QQQI has the better total return over Feb 2025 to Oct 2026, with QQQI holding up better in its worst stretch. For income, look at yield and whether the payouts hold up; for growth, total return and drawdowns.

Which pays a higher dividend, QQQI or SDTY?

SDTY, at 28.91% against 15.42% for QQQI as of Nov 7, 2026. On $10,000 that's about $2,891 vs $1,542 a year at today's rates.

Which has the better total return?

QQQI. From Feb 2025 to Oct 2026, it returned 15.7% a year with distributions reinvested, against 14.6% for SDTY. $10,000 became $12,759 vs $12,543.

Which is cheaper, QQQI or SDTY?

QQQI, with a 0.68% expense ratio against 1.08%.

Do QQQI and SDTY hold the same things?

Not at the top: none of their top ten holdings match.

Yields, costs and holdings as each fund reports them (via Yahoo Finance), updated daily; returns from month-end prices with distributions reinvested. QQQI leads on 3 of 5 measures above. For information only, not investment advice. Last fund data: Nov 7, 2026.